Lewisburg Banking Company: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 144.5% higher than in Q1 2026, at $16.3M. Lewisburg Banking Company ranks 77th of 120 Kentucky banks on loan-to-deposit ratio, in the lower half at 77.71% (Q2 2026). Lewisburg Banking Company reported 77.71% on loan-to-deposit ratio for Q2 2026, 3.13 points below the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $38.3M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $80.8M |
| Fed funds sold and reverse repos | $16.3M |
| Fed funds sold and reverse repos to assets | 6.61% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $16.6M |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.71% |
| Net loans and leases to deposits | 76.85% |
| Loans and leases to core deposits | 90.46% |
| Core deposits to total deposits | 85.91% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 79.19% | 89.39% | $12.7M | $0 |
| Q4 2023 | 81.88% | 88.56% | $14.3M | $0 |
| Q1 2024 | 83.49% | 88.21% | $10.9M | $3.0M |
| Q2 2024 | 82.60% | 88.94% | $13.7M | $0 |
| Q3 2024 | 81.92% | 88.22% | $13.2M | $0 |
| Q4 2024 | 83.81% | 87.69% | $18.8M | $0 |
| Q1 2025 | 79.91% | 87.47% | $21.5M | $0 |
| Q2 2025 | 84.69% | 87.35% | $27.0M | $0 |
| Q3 2025 | 86.21% | 86.34% | $28.0M | $0 |
| Q4 2025 | 90.50% | 86.76% | $20.9M | $5.0M |
| Q1 2026 | 84.69% | 85.35% | $21.4M | $5.0M |
| Q2 2026 | 77.71% | 85.91% | $16.6M | $0 |
Lewisburg Banking Company liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Lewisburg Banking Company, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lewisburg Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 297) · FFIEC NIC profile (RSSD 580847)