Lewisburg Banking Company: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Lewisburg Banking Company of Lewisburg, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.98% | 1.34% | +0.64% | 85th top |
| ROAE | 24.65% | 13.31% | +11.34% | 95th top |
| Net Interest Margin | 4.11% | 3.93% | +0.18% | 59th above |
| Efficiency Ratio | 54.29% | 61.14% | -6.85% | 71st above |
| PPNR / Avg Assets | 2.03% | 1.68% | +0.35% | 74th above |
| Yield on Earning Assets | 5.67% | 5.67% | +0.00% | 53rd above |
| Cost of Funds | 1.62% | 1.88% | -0.26% | 61st above |
| Net Interest Spread | 3.47% | 3.32% | +0.15% | 58th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.65% | 0.94% | -0.29% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.43% | 0.70% | -0.27% | 42nd below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.11% | 1.28% | -0.17% | 39th below |
| ACL / NPLs (Coverage) | 171.10% | 1539.03% | -1367.93% | 43rd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.12% | 7.33% | -2.21% | 40th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.05% | 12.14% | -3.09% | 13th bottom |
| Equity / Assets | 7.67% | 11.38% | -3.71% | 11th bottom |
| TCE / Tangible Assets | 7.67% | 11.09% | -3.42% | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 77.71% | 80.64% | -2.93% | 56th above |
| Core Deposit Ratio | 85.91% | 86.86% | -0.95% | 34th below |
| Wholesale Funding Ratio | 6.76% | 5.03% | +1.73% | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 12.38% | 6.85% | +5.53% | 88th top |
| Loan Growth (Y/Y) | 10.20% | 7.90% | +2.30% | 74th above |
| Deposit Growth (Y/Y) | 20.10% | 6.28% | +13.82% | 94th top |
See Lewisburg Banking Company's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Lewisburg Banking Company, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Lewisburg Banking Company profile, how to read a UBPR, or how this data updates.