Lewisburg Banking Company: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.13 percentage points from Q1 2026 to Q2 2026, ending at 4.11% against 3.98%. It was the largest change among the key lines on this page. Lewisburg Banking Company ranks 46th of 119 Kentucky banks on net interest margin, in the upper half at 4.11% (Q2 2026). Lewisburg Banking Company reported 4.11% on net interest margin for Q2 2026, 0.16 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.67% |
| Yield on loans | 6.51% |
| Yield on securities | 3.51% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.62% |
| Cost of interest-bearing deposits | 2.32% |
| Cost of interest-bearing liabilities | 2.20% |
| Cost of borrowings | 1.65% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.11% |
| Yield to cost spread | 3.47% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.6M |
| Total interest expense | $890K |
| Interest expense on deposits | $812K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.93% | 1.09% | 3.90% | 5.89% | 2.61% |
| Q4 2023 | 5.12% | 1.33% | 3.88% | 6.08% | 2.61% |
| Q1 2024 | 5.18% | 1.45% | 3.81% | 6.17% | 2.54% |
| Q2 2024 | 5.28% | 1.52% | 3.89% | 6.32% | 2.46% |
| Q3 2024 | 5.48% | 1.59% | 4.02% | 6.50% | 2.63% |
| Q4 2024 | 5.60% | 1.87% | 3.87% | 6.58% | 2.95% |
| Q1 2025 | 5.39% | 1.62% | 3.86% | 6.35% | 2.84% |
| Q2 2025 | 5.58% | 1.62% | 4.07% | 6.61% | 3.23% |
| Q3 2025 | 5.67% | 1.63% | 4.14% | 6.62% | 3.35% |
| Q4 2025 | 5.72% | 1.67% | 4.17% | 6.58% | 3.32% |
| Q1 2026 | 5.54% | 1.65% | 3.98% | 6.39% | 3.39% |
| Q2 2026 | 5.67% | 1.62% | 4.11% | 6.51% | 3.51% |
Lewisburg Banking Company yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Lewisburg Banking Company, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lewisburg Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 297) · FFIEC NIC profile (RSSD 580847)