Lewisburg Banking Company: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio dropped 6.98 percentage points in Q2 2026, from 84.69% to 77.71%. It was the largest change from Q1 2026 among the key lines here. Within Kentucky, Lewisburg Banking Company is 17th of 119 on return on assets, 1.98% as of Q2 2026, above the middle of the field. Against a median of 1.25% for banks in the $100M-1B asset tier, Lewisburg Banking Company reported 1.98% on return on assets in Q2 2026, 0.72 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.05% |
| Equity capital to assets | 7.67% |
| Tangible equity to tangible assets | 7.67% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.65% |
| Non-performing assets ratio | 0.43% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 5.12% |
| Allowance for credit losses to loans | 1.11% |
| Reserve coverage of non-performing loans | 171.10% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.98% |
| Return on equity | 24.65% |
| Net interest margin | 4.11% |
| Efficiency ratio | 54.29% |
| Yield on earning assets | 5.67% |
| Cost of funds | 1.62% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.71% |
| Core deposits to total deposits | 85.91% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 85.39% |
| Securities to assets | 17.25% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 10.01% | 1.46% | 3.90% | 0.37% | -0.06% |
| Q4 2023 | 10.24% | 1.19% | 3.88% | 0.38% | 0.01% |
| Q1 2024 | 9.93% | 1.39% | 3.81% | 0.32% | 0.05% |
| Q2 2024 | 9.93% | 1.71% | 3.89% | 0.42% | 0.04% |
| Q3 2024 | 10.01% | 1.58% | 4.02% | 0.42% | -0.01% |
| Q4 2024 | 9.88% | 1.37% | 3.87% | 0.63% | 0.01% |
| Q1 2025 | 9.45% | 1.45% | 3.86% | 0.43% | -0.00% |
| Q2 2025 | 9.01% | 1.84% | 4.07% | 0.57% | 0.18% |
| Q3 2025 | 9.14% | 1.87% | 4.14% | 0.50% | 0.05% |
| Q4 2025 | 9.47% | 1.46% | 4.17% | 0.64% | 0.05% |
| Q1 2026 | 8.97% | 1.77% | 3.98% | 0.62% | -0.14% |
| Q2 2026 | 9.05% | 1.98% | 4.11% | 0.65% | 0.00% |
Lewisburg Banking Company vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Lewisburg Banking Company, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Lewisburg Banking Company profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 297) · FFIEC NIC profile (RSSD 580847)