Liberty Bank N.A.: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k climbed 45.3% in Q2 2026, from $53.7M to $78.0M. It was the largest change from Q1 2026 among the key lines here. Liberty Bank N.A. ranks 82nd of 114 California banks on total deposits, in the lower half at $336.3M (Q2 2026). The median for banks in the $100M-1B asset tier is $277.3M on total deposits. Liberty Bank N.A. sits 21% higher, at $336.3M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $336.3M |
| Domestic office deposits | $336.3M |
| Foreign office deposits | — |
| Deposits to total assets | 84.24% |
| Deposits to total liabilities | 98.29% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $84.4M |
| Savings deposits | $16.4M |
| Transaction accounts to domestic deposits | 25.09% |
| Time deposits | $42K |
| Time deposits under $100k | $58.0M |
| Time deposits $100k to $250k | $78.0M |
| Time deposits over $250k | $6.8M |
| Noninterest-bearing share of deposits | 23.18% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $260.4M |
| Core deposits to total deposits | 77.44% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $69.1M |
| Brokered deposits to total deposits | 20.54% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.63% |
| Interest expense on deposits | $1.7M |
| Loans and leases to core deposits | 99.97% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $458.3M | 72.74% | 24.20% | 3.18% |
| Q4 2023 | $449.8M | 72.13% | 24.81% | 3.90% |
| Q1 2024 | $473.7M | 70.13% | 32.35% | 3.68% |
| Q2 2024 | $464.6M | 69.09% | 27.71% | 4.23% |
| Q3 2024 | $427.6M | 67.04% | 30.15% | 4.31% |
| Q4 2024 | $403.0M | 60.55% | 37.20% | 3.87% |
| Q1 2025 | $380.7M | 64.92% | 32.91% | 3.48% |
| Q2 2025 | $327.6M | 65.29% | 32.14% | 3.24% |
| Q3 2025 | $336.6M | 64.81% | 32.76% | 3.38% |
| Q4 2025 | $381.1M | 65.06% | 32.85% | 2.73% |
| Q1 2026 | $336.4M | 75.21% | 22.33% | 2.75% |
| Q2 2026 | $336.3M | 77.44% | 20.54% | 2.63% |
Liberty Bank N.A. deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Liberty Bank N.A., freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Liberty Bank N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35331) · FFIEC NIC profile (RSSD 2907439)