The Lincoln National Bank of Hodgenville: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos dropped 27.5% in Q2 2026, from $26.8M to $19.5M. It was the largest change from Q1 2026 among the key lines here. The Lincoln National Bank of Hodgenville ranks 24th of 120 Kentucky banks on loan-to-deposit ratio, in the upper half at 94.95% (Q2 2026). The Lincoln National Bank of Hodgenville reported 94.95% on loan-to-deposit ratio for Q2 2026, 14.11 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $38.0M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $87.3M |
| Fed funds sold and reverse repos | $19.5M |
| Fed funds sold and reverse repos to assets | 4.28% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $8.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.86% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 94.95% |
| Net loans and leases to deposits | 93.78% |
| Loans and leases to core deposits | 107.49% |
| Core deposits to total deposits | 88.14% |
| Brokered deposits to total deposits | 0.20% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 83.87% | 92.09% | $1.6M | $6.7M |
| Q4 2023 | 88.94% | 91.90% | $1.5M | $6.5M |
| Q1 2024 | 87.18% | 91.22% | $0 | $5.3M |
| Q2 2024 | 91.70% | 90.30% | $0 | $4.8M |
| Q3 2024 | 94.64% | 89.34% | $0 | $10.6M |
| Q4 2024 | 89.86% | 89.36% | $0 | $10.4M |
| Q1 2025 | 89.35% | 88.18% | $0 | $10.1M |
| Q2 2025 | 92.57% | 88.61% | $0 | $9.7M |
| Q3 2025 | 93.76% | 88.31% | $0 | $7.3M |
| Q4 2025 | 95.12% | 88.01% | $0 | $7.1M |
| Q1 2026 | 93.43% | 88.58% | $0 | $8.9M |
| Q2 2026 | 94.95% | 88.14% | $0 | $8.5M |
The Lincoln National Bank of Hodgenville liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Lincoln National Bank of Hodgenville, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Lincoln National Bank of Hodgenville profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 2750) · FFIEC NIC profile (RSSD 553944)