The Lincoln National Bank of Hodgenville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Lincoln National Bank of Hodgenville of Hodgenville, KY against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.47% | 1.34% | +0.13% | 62nd above |
| ROAE | 10.50% | 13.32% | -2.82% | 39th below |
| Net Interest Margin | 4.56% | 3.93% | +0.63% | 81st top |
| Efficiency Ratio | 58.00% | 61.14% | -3.14% | 60th above |
| PPNR / Avg Assets | 1.98% | 1.68% | +0.30% | 71st above |
| Yield on Earning Assets | 5.81% | 5.67% | +0.14% | 59th above |
| Cost of Funds | 1.42% | 1.88% | -0.46% | 74th above |
| Net Interest Spread | 3.85% | 3.32% | +0.53% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.64% | 0.94% | -0.30% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.53% | 0.70% | -0.17% | 37th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 31st below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 54th above |
| ACL / NPLs (Coverage) | 193.38% | 1539.32% | -1345.94% | 47th below |
| Texas Ratio | 3.49% | 7.33% | -3.84% | 50th above |
| Provision / NCO | 142.31% | 1396.33% | -1254.02% | 49th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 23.30% | 19.50% | +3.80% | 85th top |
| Tier 1 Ratio | 23.30% | 19.53% | +3.77% | 85th top |
| Total Capital Ratio | 24.56% | 20.62% | +3.94% | 86th top |
| Leverage Ratio | 14.89% | 12.14% | +2.75% | 86th top |
| Equity / Assets | 14.45% | 11.37% | +3.08% | 86th top |
| TCE / Tangible Assets | 14.28% | 11.09% | +3.19% | 87th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 94.95% | 80.63% | +14.32% | 19th bottom |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 88.14% | 86.86% | +1.28% | 44th below |
| Wholesale Funding Ratio | 1.86% | 5.04% | -3.18% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.56% | 6.85% | -4.29% | 36th below |
| Loan Growth (Y/Y) | 4.32% | 7.90% | -3.58% | 44th below |
| Deposit Growth (Y/Y) | 1.70% | 6.29% | -4.59% | 33rd below |
See The Lincoln National Bank of Hodgenville's peers by name
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Unlock The Lincoln National Bank of Hodgenville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Lincoln National Bank of Hodgenville profile, how to read a UBPR, or how this data updates.