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Locus Bank, Inc. Locations & Branches Richmond, Virginia
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Locus Bank, Inc. operates 2 branches from its headquarters in Richmond, VA, .
Locus Bank, Inc. branch network
Both branches are in VIRGINIA, across 2 cities. Its largest office by deposits is the Christansburg Branch office in Christiansburg, VA, with $164.6M (63.5% of its branch deposits). It had the same number of branches on June 30, 2025.
Locus Bank, Inc. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 21.46% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $359.4M
- Tier 1 leverage ratio, Q2 2026
- 21.46%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 2008
Full financial profile · Is Locus Bank, Inc. safe? · Locus Bank, Inc. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Richmond, VA (1 branch) | 14 of 24 | 0.2% | $94.7M |
| State: VA (2 branches) | 64 of 102 | <0.1% | $259.3M |
Ranked by total assets among banks headquartered in the state: Largest banks in Virginia.
Share by county and metro area
Locus Bank, Inc.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Montgomery, VA (1 branch) | 6 of 12 | 5.3% | $164.6M | $3.08B |
| Henrico, VA (1 branch) | 13 of 22 | 1.0% | $94.7M | $9.16B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Blacksburg-Christiansburg, VA (1 branch) | 7 of 14 | 3.8% | $164.6M | $4.32B |
| Richmond, VA (1 branch) | 22 of 30 | 0.2% | $94.7M | $60.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Christansburg Branch | Christiansburg, VA | 24073 | $164.6M |
| Locus Bank, Inc. (main office) | Richmond, VA | 23294 | $94.7M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 58658) · FFIEC NIC profile (RSSD 3626858)