The Lyons National Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.08 percentage points in Q2 2026, from 28.00% to 29.09%. It was the largest change from Q1 2026 among the key lines here. Within New York, The Lyons National Bank is 34th of 105 on total deposits, $1.94B as of Q2 2026, above the middle of the field. The Lyons National Bank reported $1.94B on total deposits for Q2 2026, 16% above the $1.67B median for banks in the $1B-10B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $1.94B |
| Domestic office deposits | $1.94B |
| Foreign office deposits | — |
| Deposits to total assets | 90.88% |
| Deposits to total liabilities | 98.48% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $602.7M |
| Savings deposits | $335.5M |
| Transaction accounts to domestic deposits | 38.56% |
| Time deposits | $25K |
| Time deposits under $100k | $182.1M |
| Time deposits $100k to $250k | $114.0M |
| Time deposits over $250k | $187.4M |
| Noninterest-bearing share of deposits | 29.09% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $1.71B |
| Core deposits to total deposits | 88.31% |
| Insured deposits | $1.22B |
| Uninsured deposits | $721.3M |
| Uninsured deposits to total deposits | 37.19% |
| Brokered deposits | $39.2M |
| Brokered deposits to total deposits | 2.02% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.38% |
| Interest expense on deposits | $8.2M |
| Loans and leases to core deposits | 89.67% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $1.68B | 85.71% | 29.26% | 6.84% | 2.04% |
| Q4 2023 | $1.63B | 86.61% | 29.54% | 4.90% | 2.30% |
| Q1 2024 | $1.73B | 84.41% | 30.53% | 7.63% | 2.43% |
| Q2 2024 | $1.74B | 84.99% | 29.95% | 7.71% | 2.71% |
| Q3 2024 | $1.78B | 85.81% | 31.42% | 6.55% | 2.84% |
| Q4 2024 | $1.77B | 83.25% | 29.48% | 7.74% | 2.88% |
| Q1 2025 | $1.87B | 84.02% | 33.10% | 6.71% | 2.77% |
| Q2 2025 | $1.88B | 84.62% | 33.18% | 6.67% | 2.69% |
| Q3 2025 | $1.91B | 85.16% | 33.43% | 6.05% | 2.67% |
| Q4 2025 | $1.89B | 83.32% | 33.81% | 6.11% | 2.64% |
| Q1 2026 | $1.92B | 87.76% | 37.21% | 2.04% | 2.53% |
| Q2 2026 | $1.94B | 88.31% | 37.19% | 2.02% | 2.38% |
The Lyons National Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock The Lyons National Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Lyons National Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 7151) · FFIEC NIC profile (RSSD 323204)