The Lytle State Bank of Lytle, Texas: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 12.5% lower than in Q1 2026, at $6.4M. Within Texas, The Lytle State Bank of Lytle, Texas is 294th of 346 on loan-to-deposit ratio, 42.76% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Lytle State Bank of Lytle, Texas sits 38.08 points lower, at 42.76% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $6.4M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $64.8M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.76% |
| Net loans and leases to deposits | 42.35% |
| Loans and leases to core deposits | 46.84% |
| Core deposits to total deposits | 91.29% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 41.29% | 98.46% | $0 | $5.0M |
| Q4 2023 | 43.44% | 98.80% | $0 | $3.0M |
| Q1 2024 | 42.98% | 98.82% | $0 | $2.5M |
| Q2 2024 | 45.10% | 98.78% | $0 | $2.5M |
| Q3 2024 | 48.16% | 98.66% | $0 | $2.5M |
| Q4 2024 | 46.54% | 98.76% | $0 | $0 |
| Q1 2025 | 45.87% | 98.44% | $0 | $0 |
| Q2 2025 | 46.97% | 97.00% | $0 | $0 |
| Q3 2025 | 48.24% | 95.78% | $0 | $4.5M |
| Q4 2025 | 47.82% | 94.73% | $0 | $1.9M |
| Q1 2026 | 43.27% | 92.32% | $0 | $0 |
| Q2 2026 | 42.76% | 91.29% | $0 | $0 |
The Lytle State Bank of Lytle, Texas liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Lytle State Bank of Lytle, Texas, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Lytle State Bank of Lytle, Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15501) · FFIEC NIC profile (RSSD 830252)