The Lytle State Bank of Lytle, Texas: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Yield on securities rose 0.39 percentage points in Q2 2026 to 2.35%, the biggest move on this page. Within Texas, The Lytle State Bank of Lytle, Texas is 250th of 345 on net interest margin, 3.65% as of Q2 2026, below the middle of the field. The Lytle State Bank of Lytle, Texas reported 3.65% on net interest margin for Q2 2026, 0.30 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.62% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.05% |
| Cost of interest-bearing deposits | 1.50% |
| Cost of interest-bearing liabilities | 1.50% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.65% |
| Yield to cost spread | 3.12% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $873K |
| Total interest expense | $271K |
| Interest expense on deposits | $271K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 3.80% | 0.67% | 3.19% |
| Q4 2023 | 3.51% | 0.71% | 2.93% |
| Q1 2024 | 3.90% | 0.78% | 3.19% |
| Q2 2024 | 3.96% | 0.81% | 3.23% |
| Q3 2024 | 4.21% | 0.81% | 3.43% |
| Q4 2024 | 4.31% | 0.61% | 3.72% |
| Q1 2025 | 4.33% | 0.71% | 3.70% |
| Q2 2025 | 4.40% | 0.72% | 3.76% |
| Q3 2025 | 4.50% | 0.79% | 3.80% |
| Q4 2025 | 4.56% | 0.93% | 3.73% |
| Q1 2026 | 4.63% | 0.89% | 3.84% |
| Q2 2026 | 4.62% | 1.05% | 3.65% |
The Lytle State Bank of Lytle, Texas yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Lytle State Bank of Lytle, Texas, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Lytle State Bank of Lytle, Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15501) · FFIEC NIC profile (RSSD 830252)