Branch Network
McBank Locations & Branches Goldthwaite, Texas
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McBank operates 4 branches from its headquarters in Goldthwaite, TX, .
McBank branch network
All 4 branches are in TEXAS, across 4 cities. Its largest office by deposits is its main office in Goldthwaite, TX, with $206.3M (48.0% of its branch deposits). It had the same number of branches on June 30, 2025.
McBank at a glance
Its CET1 capital ratio was 18.50% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $467.2M
- CET1 ratio, Q2 2026
- 18.50%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1908
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Goldthwaite, TX (1 branch) | 1 of 2 | 80.0% | $206.3M |
| State: TX (4 branches) | 202 of 441 | <0.1% | $429.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Texas.
Share by county and metro area
McBank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Mills, TX (1 branch) | 1 of 2 | 80.0% | $206.3M | $257.9M |
| Hamilton, TX (2 branches) | 1 of 4 | 49.5% | $129.1M | $260.5M |
| Brown, TX (1 branch) | 3 of 6 | 11.8% | $94.3M | $800.1M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Brownwood, TX (1 branch) | 3 of 6 | 11.8% | $94.3M | $800.1M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| McBank (main office) | Goldthwaite, TX | 76844 | $206.3M |
| Early Branch | Early, TX | 76802 | $94.3M |
| Mills County State Bank Hico Branch | Hico, TX | 76457 | $68.9M |
| Mills County State Bank Branch | Hamilton, TX | 76531 | $60.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15669) · FFIEC NIC profile (RSSD 522753)