Mission National Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Mission National Bank of San Francisco, CA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.19% | 1.34% | -1.53% | 4th bottom |
| ROAE | -1.34% | 13.32% | -14.66% | 4th bottom |
| Net Interest Margin | 2.88% | 3.93% | -1.05% | 8th bottom |
| Efficiency Ratio | 92.36% | 61.13% | +31.23% | 5th bottom |
| PPNR / Avg Assets | 0.22% | 1.68% | -1.46% | 4th bottom |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.59% | 5.67% | -0.08% | 50th above |
| Cost of Funds | 3.31% | 1.88% | +1.43% | 2nd bottom |
| Net Interest Spread | 2.34% | 3.32% | -0.98% | 9th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.20% | 1.28% | -0.08% | 50th above |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.94% | 12.14% | +1.80% | 81st top |
| Equity / Assets | 12.88% | 11.37% | +1.51% | 78th top |
| TCE / Tangible Assets | 12.88% | 11.09% | +1.79% | 79th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.09% | 80.63% | +18.46% | 13th bottom |
| Core Deposit Ratio | 50.94% | 86.87% | -35.93% | 1st bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.59% | 6.85% | +6.74% | 90th top |
| Loan Growth (Y/Y) | 12.71% | 7.90% | +4.81% | 82nd top |
| Deposit Growth (Y/Y) | 21.94% | 6.28% | +15.66% | 95th top |
See Mission National Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Mission National Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Mission National Bank profile, how to read a UBPR, or how this data updates.