Monticello Banking Company Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the Monticello Banking Company routing number?

The Monticello Banking Company routing number is 083902581. It is the primary ABA routing transit number registered to Monticello Banking Company, headquartered in Monticello, KY. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 8, 2026.

What is the Monticello Banking Company wire routing number?

This page lists 083902581, the primary routing number registered to Monticello Banking Company. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with Monticello Banking Company before sending a wire.

Is ABA number 083902581 the routing number for Monticello Banking Company?

Yes. ABA number 083902581 is the primary routing number registered to Monticello Banking Company. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 083902581?

Routing number 083902581 belongs to Monticello Banking Company, headquartered in Monticello, KY. It is the bank's primary ABA routing number (FDIC certificate 292).

Routing numbers of similar-size institutions in Kentucky

Bank, Paducah, KY

The Paducah Bank and Trust Company: 083900402

Bank, Danville, KY

The Farmers National Bank of Danville: 083901236

Bank, Glasgow, KY

Edmonton State Bank: 083904181

Bank, Bowling Green, KY

American Bank & Trust Company Inc.: 083908323

Bank, Lancaster, KY

First Southern National Bank: 042102403

Bank, Benton, KY

Community Financial Services Bank: 083903328

Bank, Bardstown, KY

Wilson & Muir Bank & Trust Company: 083902044

Bank, East Bernstadt, KY

Cumberland Valley National Bank & Trust Company: 042104825

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