Branch Network
Mountain Valley Bank, N.A. Locations & Branches Elkins, West Virginia
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Mountain Valley Bank, N.A. operates 4 branches from its headquarters in Elkins, WV, .
Mountain Valley Bank, N.A. branch network
All 4 branches are in WEST VIRGINIA, across 3 cities. Elkins, WV has the most of its branches, 2. Its largest office by deposits is its main office in Elkins, WV, with $60.9M (34.8% of its branch deposits). It had the same number of branches on June 30, 2025.
Mountain Valley Bank, N.A. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.65% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $201.9M
- Tier 1 leverage ratio, Q2 2026
- 13.65%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1909
Full financial profile · Is Mountain Valley Bank, N.A. safe? · Mountain Valley Bank, N.A. call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Elkins, WV (2 branches) | 4 of 6 | 12.2% | $86.8M |
| State: WV (4 branches) | 43 of 65 | 0.4% | $175.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in West Virginia.
Share by county and metro area
Mountain Valley Bank, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Randolph, WV (3 branches) | 3 of 7 | 15.2% | $120.0M | $789.0M |
| Tucker, WV (1 branch) | 3 of 3 | 26.0% | $55.1M | $211.7M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Elkins, WV (3 branches) | 3 of 7 | 15.2% | $120.0M | $789.0M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Mountain Valley Bank, N.A. (main office) | Elkins, WV | 26241 | $60.9M |
| Parsons Branch | Parsons, WV | 26287 | $55.1M |
| Mill Creek Branch | Mill Creek, WV | 26280 | $33.2M |
| Elkins Branch | Elkins, WV | 26241 | $25.8M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 6786) · FFIEC NIC profile (RSSD 1011432)