Movement Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Compared with Q1 2026, Total risk-based capital ratio rose 1.39 percentage points in Q2 2026 to 18.95%, the biggest move on this page. Movement Bank ranks 12th of 44 Virginia banks on CET1 ratio, in the upper half at 16.64% (Q2 2026). Movement Bank reported 16.64% on CET1 ratio for Q2 2026, 1.56 points above the 15.08% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 16.64% |
| Tier 1 risk-based capital ratio | 16.64% |
| Total risk-based capital ratio | 18.95% |
| Tier 1 leverage ratio | 11.09% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $17.8M |
| Tier 1 capital | $17.8M |
| Total risk-based capital | $20.3M |
| Total equity capital | $18.4M |
| Risk-weighted assets | $107.1M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.22% |
| Tangible equity to tangible assets | 11.21% |
| Equity capital to average assets | 11.30% |
| Internal capital growth rate | 15.91% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $16.2M |
| Common stock surplus | $8.0M |
| Retained earnings | -$4.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.64% | 15.64% | 16.42% | 12.13% | $108.3M |
| Q4 2023 | 13.58% | 13.58% | 14.37% | 11.20% | $119.4M |
| Q1 2024 | 12.76% | 12.76% | 13.53% | 10.62% | $124.6M |
| Q2 2024 | 13.13% | 13.13% | 13.93% | 10.26% | $120.0M |
| Q3 2024 | 12.70% | 12.70% | 13.52% | 10.22% | $121.0M |
| Q4 2024 | 12.78% | 12.78% | 13.62% | 9.60% | $116.2M |
| Q1 2025 | 12.49% | 12.49% | 13.31% | 9.12% | $117.7M |
| Q2 2025 | 12.84% | 12.84% | 13.67% | 9.34% | $115.1M |
| Q3 2025 | 13.14% | 13.14% | 13.96% | 8.88% | $111.4M |
| Q4 2025 | 15.57% | 15.57% | 17.14% | 10.33% | $110.0M |
| Q1 2026 | 15.63% | 15.63% | 17.57% | 10.38% | $109.3M |
| Q2 2026 | 16.64% | 16.64% | 18.95% | 11.09% | $107.1M |
Movement Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Movement Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Movement Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9502) · FFIEC NIC profile (RSSD 722227)