Movement Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 4.11 percentage points lower than in Q1 2026, at 77.00%. Movement Bank ranks 19th of 56 Virginia banks on return on assets, in the upper half at 1.73% (Q2 2026). Movement Bank reported 1.73% on return on assets for Q2 2026, 0.47 points above the 1.26% median for banks in the $100M-1B asset tier.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 16.64% |
| Tier 1 risk-based capital ratio | 16.64% |
| Total risk-based capital ratio | 18.95% |
| Tier 1 leverage ratio | 11.09% |
| Equity capital to assets | 11.22% |
| Tangible equity to tangible assets | 11.21% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.07% |
| Non-performing assets ratio | 0.04% |
| Net charge-off ratio | -0.01% |
| Texas ratio | 0.38% |
| Allowance for credit losses to loans | 0.82% |
| Reserve coverage of non-performing loans | 1226.03% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.73% |
| Return on equity | 15.61% |
| Net interest margin | 3.70% |
| Efficiency ratio | 77.48% |
| Yield on earning assets | 5.44% |
| Cost of funds | 1.91% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 77.00% |
| Core deposits to total deposits | 68.37% |
| Brokered deposits to total deposits | 22.31% |
| Deposits to assets | 86.59% |
| Securities to assets | 7.88% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.64% | 15.64% | 16.42% | 12.13% | -0.73% |
| Q4 2023 | 13.58% | 13.58% | 14.37% | 11.20% | -1.53% |
| Q1 2024 | 12.76% | 12.76% | 13.53% | 10.62% | -0.67% |
| Q2 2024 | 13.13% | 13.13% | 13.93% | 10.26% | -0.37% |
| Q3 2024 | 12.70% | 12.70% | 13.52% | 10.22% | -0.80% |
| Q4 2024 | 12.78% | 12.78% | 13.62% | 9.60% | -1.83% |
| Q1 2025 | 12.49% | 12.49% | 13.31% | 9.12% | -0.30% |
| Q2 2025 | 12.84% | 12.84% | 13.67% | 9.34% | 0.16% |
| Q3 2025 | 13.14% | 13.14% | 13.96% | 8.88% | -0.24% |
| Q4 2025 | 15.57% | 15.57% | 17.14% | 10.33% | 2.55% |
| Q1 2026 | 15.63% | 15.63% | 17.57% | 10.38% | 0.72% |
| Q2 2026 | 16.64% | 16.64% | 18.95% | 11.09% | 1.73% |
Movement Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Movement Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Movement Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9502) · FFIEC NIC profile (RSSD 722227)