National Exchange Bank and Trust: Off-Balance-Sheet Exposure
Data as of · Call Report Schedules RC-L and RC-R How we update
Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.
Letters of credit rose 3.5% from Q1 2026 to Q2 2026, ending at $32.0M against $31.0M. It was the largest change among the key lines on this page.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $109.5M |
| Letters of credit | $32.0M |
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $103.7M | $24.0M | 0.01% |
| Q4 2023 | $104.1M | $23.7M | 0.01% |
| Q1 2024 | $104.2M | $32.4M | 0.01% |
| Q2 2024 | $104.9M | $31.7M | 0.01% |
| Q3 2024 | $107.0M | $38.8M | 0.01% |
| Q4 2024 | $106.0M | $38.5M | — |
| Q1 2025 | $107.5M | $37.8M | — |
| Q2 2025 | $105.4M | $27.7M | — |
| Q3 2025 | $105.3M | $25.0M | — |
| Q4 2025 | $104.6M | $31.8M | — |
| Q1 2026 | $110.7M | $31.0M | — |
| Q2 2026 | $109.5M | $32.0M | — |
National Exchange Bank and Trust off-balance-sheet exposure, all the way back
Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export
Unlock National Exchange Bank and Trust, freeSource: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full National Exchange Bank and Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10044) · FFIEC NIC profile (RSSD 722544)