The New Washington State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The New Washington State Bank of New Washington, IN against its peer group of 2603 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.96% | 1.35% | -0.39% | 31st below |
| ROAE | 10.73% | 13.33% | -2.60% | 41st below |
| Net Interest Margin | 3.95% | 3.93% | +0.02% | 50th above |
| Efficiency Ratio | 67.63% | 61.13% | +6.50% | 34th below |
| PPNR / Avg Assets | 1.27% | 1.68% | -0.41% | 32nd below |
| Yield on Earning Assets | 5.74% | 5.67% | +0.07% | 56th above |
| Cost of Funds | 1.88% | 1.88% | +0.00% | 45th below |
| Net Interest Spread | 3.43% | 3.32% | +0.11% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.66% | 0.94% | -0.28% | 39th below |
| NPA / Total Assets | 0.76% | 0.70% | +0.06% | 28th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.16% | -0.13% | 29th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.28% | -0.03% | 56th above |
| ACL / NPLs (Coverage) | 190.02% | 1547.27% | -1357.25% | 46th below |
| Texas Ratio | 10.29% | 7.33% | +2.96% | 21st bottom |
| Provision / NCO Behind the peer average, ahead of the median peer. | 171.79% | 1396.30% | -1224.51% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.33% | 12.14% | -2.81% | 18th bottom |
| Equity / Assets | 8.77% | 11.37% | -2.60% | 24th bottom |
| TCE / Tangible Assets | 7.88% | 11.09% | -3.21% | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.90% | 80.67% | -6.77% | 64th above |
| Core Deposit Ratio | 91.88% | 86.85% | +5.03% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 23.77% | 6.83% | +16.94% | 96th top |
| Loan Growth (Y/Y) | 22.31% | 7.91% | +14.40% | 94th top |
| Deposit Growth (Y/Y) | 22.35% | 6.28% | +16.07% | 95th top |
See The New Washington State Bank's peers by name
The 2603 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The New Washington State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The New Washington State Bank profile, how to read a UBPR, or how this data updates.