Newport Federal Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Newport Federal Bank of Newport, TN against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.87% | 1.35% | -0.48% | 26th below |
| ROAE | 10.41% | 12.05% | -1.64% | 39th below |
| Net Interest Margin | 2.84% | 3.90% | -1.06% | 7th bottom |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 61.56% | 63.15% | -1.59% | 49th below |
| PPNR / Avg Assets | 1.10% | 1.64% | -0.54% | 25th below |
| Yield on Earning Assets | 4.38% | 5.65% | -1.27% | 7th bottom |
| Cost of Funds | 1.56% | 1.85% | -0.29% | 66th above |
| Net Interest Spread | 2.54% | 3.35% | -0.81% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.91% | 0.92% | -0.01% | 30th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.45% | 0.67% | -0.22% | 41st below |
| NCO / Avg Loans | -0.00% | 0.15% | -0.15% | 79th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 54th above |
| ACL / NPLs (Coverage) | 135.76% | 1645.78% | -1510.02% | 37th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.99% | 7.15% | -2.16% | 41st below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 21.67% | 20.83% | +0.84% | 82nd top |
| Tier 1 Ratio | 21.67% | 20.86% | +0.81% | 81st top |
| Total Capital Ratio | 22.93% | 21.93% | +1.00% | 82nd top |
| Leverage Ratio | 10.42% | 12.46% | -2.04% | 40th below |
| Equity / Assets | 8.39% | 11.67% | -3.28% | 18th bottom |
| TCE / Tangible Assets | 8.39% | 11.40% | -3.01% | 21st bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 52.72% | 78.65% | -25.93% | 90th top |
| Core Deposit Ratio | 80.05% | 87.10% | -7.05% | 16th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 0.85% | 6.48% | -5.63% | 24th bottom |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.43% | 7.64% | -2.21% | 51st above |
| Deposit Growth (Y/Y) | -0.21% | 6.03% | -6.24% | 22nd bottom |
See Newport Federal Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Newport Federal Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Newport Federal Bank profile, how to read a UBPR, or how this data updates.