North Side Federal Savings and Loan Association of Chicago: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Securities to assets: 2.60 percentage points lower than in Q1 2026, at 9.31%. North Side Federal Savings and Loan Association of Chicago has the 13th lowest return on assets of the 323 banks headquartered in Illinois, at -0.15% as of Q2 2026. Against a median of 0.98% for banks in the < $100M asset tier, North Side Federal Savings and Loan Association of Chicago reported -0.15% on return on assets in Q2 2026, 1.14 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 17.92% |
| Tier 1 risk-based capital ratio | 17.92% |
| Total risk-based capital ratio | 19.17% |
| Tier 1 leverage ratio | 9.05% |
| Equity capital to assets | 8.89% |
| Tangible equity to tangible assets | 8.89% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 3.41% |
| Non-performing assets ratio | 2.61% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 27.21% |
| Allowance for credit losses to loans | 0.90% |
| Reserve coverage of non-performing loans | 26.33% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.15% |
| Return on equity | -1.72% |
| Net interest margin | 3.68% |
| Efficiency ratio | 105.67% |
| Yield on earning assets | 4.68% |
| Cost of funds | 1.17% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 92.46% |
| Core deposits to total deposits | 96.67% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 82.64% |
| Securities to assets | 9.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 21.20% | 21.20% | 22.45% | 9.73% | 0.18% |
| Q4 2023 | 21.00% | 21.00% | 22.25% | 9.90% | -0.11% |
| Q1 2024 | 20.35% | 20.35% | 21.60% | 10.08% | 0.06% |
| Q2 2024 | 19.71% | 19.71% | 20.96% | 9.48% | -0.10% |
| Q3 2024 | 19.61% | 19.61% | 20.87% | 9.43% | -0.21% |
| Q4 2024 | 19.16% | 19.16% | 20.41% | 9.17% | -0.14% |
| Q1 2025 | 18.93% | 18.93% | 20.18% | 8.96% | -0.25% |
| Q2 2025 | 18.97% | 18.97% | 20.22% | 9.00% | -0.12% |
| Q3 2025 | 18.57% | 18.57% | 19.82% | 9.02% | -0.05% |
| Q4 2025 | 18.14% | 18.14% | 19.39% | 9.02% | -0.17% |
| Q1 2026 | 18.27% | 18.27% | 19.52% | 8.91% | -0.21% |
| Q2 2026 | 17.92% | 17.92% | 19.17% | 9.05% | -0.15% |
North Side Federal Savings and Loan Association of Chicago vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock North Side Federal Savings and Loan Association of Chicago, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full North Side Federal Savings and Loan Association of Chicago profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29449) · FFIEC NIC profile (RSSD 375379)