Branch Network
Northeast Georgia Bank Locations & Branches Lavonia, Georgia
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Northeast Georgia Bank operates 9 branches from its headquarters in Lavonia, GA, .
Northeast Georgia Bank branch network
All 9 branches are in GEORGIA, across 9 cities. Its largest office by deposits is the Hartwell Branch office in Hartwell, GA, with $104.6M (18.6% of its branch deposits). It had the same number of branches on June 30, 2025.
Northeast Georgia Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 13.41% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $650.6M
- Tier 1 leverage ratio, Q2 2026
- 13.41%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1934
Full financial profile · Is Northeast Georgia Bank safe? · Northeast Georgia Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Lavonia, GA (1 branch) | 1 of 4 | 37.6% | $103.3M |
| State: GA (9 branches) | 44 of 177 | 0.2% | $562.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Georgia.
Share by county and metro area
Northeast Georgia Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Franklin, GA (3 branches) | 2 of 4 | 28.0% | $170.9M | $610.4M |
| Jackson, GA (2 branches) | 7 of 10 | 5.6% | $107.1M | $1.92B |
| Hart, GA (1 branch) | 3 of 5 | 18.5% | $104.6M | $566.4M |
| Elbert, GA (1 branch) | 2 of 4 | 12.9% | $77.7M | $601.1M |
| Banks, GA (1 branch) | 2 of 2 | 46.8% | $65.7M | $140.3M |
| Stephens, GA (1 branch) | 5 of 5 | 8.4% | $37.0M | $438.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Jefferson, GA (2 branches) | 7 of 10 | 5.6% | $107.1M | $1.92B |
| Toccoa, GA (1 branch) | 5 of 5 | 8.4% | $37.0M | $438.8M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Hartwell Branch | Hartwell, GA | 30643 | $104.6M |
| Northeast Georgia Bank (main office) | Lavonia, GA | 30553 | $103.3M |
| Elberton Branch | Elberton, GA | 30635 | $77.7M |
| Braselton Branch | Braselton, GA | 30517 | $68.1M |
| Commerce Branch | Commerce, GA | 30529 | $65.7M |
| Jefferson Branch | Jefferson, GA | 30549 | $39.0M |
| Carnesville Branch | Carnesville, GA | 30521 | $38.1M |
| Toccoa Office Branch | Toccoa, GA | 30577 | $37.0M |
| Royston Branch | Royston, GA | 30662 | $29.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 15771) · FFIEC NIC profile (RSSD 888833)