Lists · Deposits by metro area

Jefferson, GA Metro Area Bank Deposit Market Share

First Century Bank, N.A. holds the largest share of deposits in the Jefferson, GA metro area, 34.0%, followed by SouthState Bank, N.A. (14.8%) and United Community Bank (10.8%). 10 institutions hold $1.92B at 14 offices as of June 30, 2026, up 8.9% from 2025.

Institutions: 10 Offices: 14 Deposits: $1.92B Survey: FDIC Summary of Deposits, June 30, 2026

Largest share changes since 2025

Gained: First Century Bank, N.A. (2.85 points); Exchange Bank (0.27 points, new to this market); Bank OZK (0.08 points).

Lost: SouthState Bank, N.A. (-2.26 points); Northeast Georgia Bank (-0.80 points); Vallant Bank (-0.18 points).

#	Institution	Offices	Deposits	Market share	Share change from 2025	Deposit change
1	First Century Bank, N.A.	1	$653.0M	34.05%	+2.85 pts	18.9%
2	SouthState Bank, N.A.	3	$283.2M	14.77%	-2.26 pts	-5.5%
3	United Community Bank	1	$207.0M	10.79%	+0.06 pts	9.6%
4	United Bank	1	$196.1M	10.22%	+0.01 pts	9.0%
5	Bank OZK	1	$159.5M	8.31%	+0.08 pts	10.0%
6	Regions Bank	2	$150.2M	7.83%	+0.03 pts	9.4%
7	Northeast Georgia Bank	2	$107.1M	5.58%	-0.80 pts	-4.8%
8	Wells Fargo Bank, N.A.	1	$97.6M	5.09%	-0.05 pts	7.8%
9	Vallant Bank	1	$59.1M	3.08%	-0.18 pts	2.8%
10	Exchange Bank	1	$5.2M	0.27%	+0.27 pts	New

About this list

Deposits are those held at each institution's offices in Jefferson, GA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.

Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.

Counties in this metro area

Jackson County, GA

Statewide deposits

Georgia

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