Branch Network
Northstar Bank Locations & Branches Bad Axe, Michigan
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Northstar Bank operates 10 branches from its headquarters in Bad Axe, MI, .
Northstar Bank branch network
All 10 branches are in MICHIGAN, across 10 cities. Its largest office by deposits is its main office in Bad Axe, MI, with $186.5M (19.2% of its branch deposits). It had the same number of branches on June 30, 2025.
Northstar Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.11% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.16B
- Tier 1 leverage ratio, Q2 2026
- 9.11%
- Deposit insurance
- FDIC
- Regulator
- Federal Reserve
- Established
- 2001
Full financial profile · Is Northstar Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Bad Axe, MI (1 branch) | 1 of 5 | 35.3% | $186.5M |
| State: MI (10 branches) | 27 of 95 | 0.3% | $973.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in Michigan.
Share by county and metro area
Northstar Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| St. Clair, MI (3 branches) | 4 of 7 | 12.1% | $338.5M | $2.80B |
| Huron, MI (3 branches) | 2 of 7 | 21.4% | $233.3M | $1.09B |
| Washtenaw, MI (1 branch) | 13 of 15 | 1.5% | $182.7M | $11.92B |
| Tuscola, MI (2 branches) | 2 of 6 | 25.5% | $150.4M | $589.3M |
| Macomb, MI (1 branch) | 11 of 13 | 0.3% | $68.7M | $20.23B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Detroit-Warren-Dearborn, MI (4 branches) | 17 of 37 | 0.2% | $407.2M | $178.42B |
| Ann Arbor, MI (1 branch) | 13 of 15 | 1.5% | $182.7M | $11.92B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Northstar Bank (main office) | Bad Axe, MI | 48413 | $186.5M |
| Ann Arbor Mi Branch | Ann Arbor, MI | 48108 | $182.7M |
| Seaway Community Bank Main Office Branch | Saint Clair, MI | 48079 | $170.1M |
| Community Bank, Caro - Branch | Caro, MI | 48723 | $128.1M |
| Fort Gratiot Branch | Fort Gratiot, MI | 48059 | $93.5M |
| Algonac Branch | Algonac, MI | 48001 | $74.9M |
| Lenox Branch | Lenox, MI | 48050 | $68.7M |
| Ubly Branch | Ubly, MI | 48475 | $26.4M |
| Akron Branch | Akron, MI | 48701 | $22.3M |
| Pigeon Branch | Pigeon, MI | 48755 | $20.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 57097) · FFIEC NIC profile (RSSD 2958972)