Northwest Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Northwest Community Bank of Winsted, CT against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.57% | 1.34% | -0.77% | 10th bottom |
| ROAE | 8.39% | 12.34% | -3.95% | 20th bottom |
| Net Interest Margin | 3.08% | 3.83% | -0.75% | 17th bottom |
| Efficiency Ratio | 78.17% | 58.97% | +19.20% | 8th bottom |
| PPNR / Avg Assets | 0.73% | — | — | 7th bottom |
| Yield on Earning Assets | 4.81% | 5.71% | -0.90% | 13th bottom |
| Cost of Funds | 1.85% | 2.02% | -0.17% | 59th above |
| Net Interest Spread | 2.58% | — | — | 23rd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.60% | 0.87% | -0.27% | 44th below |
| NPA / Total Assets | 0.49% | — | — | 43rd below |
| NCO / Avg Loans | 0.00% | 0.43% | -0.43% | 70th above |
| ACL / Total Loans | 0.91% | — | — | 20th bottom |
| ACL / NPLs (Coverage) | 151.27% | — | — | 39th below |
| Texas Ratio | 6.46% | 5.48% | +0.98% | 30th below |
| Provision / NCO | 14.29% | — | — | 16th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.99% | 14.99% | -3.00% | 24th bottom |
| Tier 1 Ratio | 11.99% | 15.02% | -3.03% | 23rd bottom |
| Total Capital Ratio | 13.11% | — | — | 23rd bottom |
| Leverage Ratio | 8.72% | 11.11% | -2.39% | 7th bottom |
| Equity / Assets | 6.92% | 11.02% | -4.10% | 3rd bottom |
| TCE / Tangible Assets | 6.92% | — | — | 4th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 97.73% | 86.99% | +10.74% | 21st bottom |
| Core Deposit Ratio | 92.99% | 85.57% | +7.42% | 74th above |
| Uninsured Deposit Ratio | 24.51% | 33.19% | -8.68% | 72nd above |
| Wholesale Funding Ratio | 7.97% | — | — | 23rd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.92% | — | — | 66th above |
| Loan Growth (Y/Y) | 10.22% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 4.15% | — | — | 44th below |
See Northwest Community Bank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Northwest Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Northwest Community Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Northwest Community Bank peer analysis.