Northwest Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans dropped 13.08 percentage points in Q2 2026, from 164.35% to 151.27%. It was the largest change from Q1 2026 among the key lines here. Within Connecticut, Northwest Community Bank is 22nd of 27 on return on assets, 0.57% as of Q2 2026. Northwest Community Bank's return on assets of 0.57% is well below the 1.27% median for banks in the $1B-10B asset tier, a gap of 0.70 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.99% |
| Tier 1 risk-based capital ratio | 11.99% |
| Total risk-based capital ratio | 13.11% |
| Tier 1 leverage ratio | 8.72% |
| Equity capital to assets | 6.92% |
| Tangible equity to tangible assets | 6.92% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.60% |
| Non-performing assets ratio | 0.49% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 6.46% |
| Allowance for credit losses to loans | 0.91% |
| Reserve coverage of non-performing loans | 151.27% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.57% |
| Return on equity | 8.39% |
| Net interest margin | 3.08% |
| Efficiency ratio | 78.17% |
| Yield on earning assets | 4.81% |
| Cost of funds | 1.85% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 97.73% |
| Core deposits to total deposits | 92.99% |
| Brokered deposits to total deposits | 0.02% |
| Deposits to assets | 84.29% |
| Securities to assets | 12.08% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.38% | 13.38% | 14.63% | 8.82% | 0.17% |
| Q4 2023 | 13.23% | 13.23% | 14.48% | 8.84% | 0.22% |
| Q1 2024 | 13.01% | 13.01% | 14.27% | 8.76% | 0.17% |
| Q2 2024 | 12.84% | 12.84% | 14.09% | 8.61% | 0.03% |
| Q3 2024 | 12.86% | 12.86% | 14.11% | 8.63% | 0.25% |
| Q4 2024 | 12.64% | 12.64% | 13.89% | 8.64% | 0.27% |
| Q1 2025 | 12.58% | 12.58% | 13.82% | 8.55% | 0.24% |
| Q2 2025 | 12.62% | 12.62% | 13.86% | 8.71% | 0.49% |
| Q3 2025 | 12.44% | 12.44% | 13.64% | 8.78% | 0.47% |
| Q4 2025 | 12.25% | 12.25% | 13.42% | 8.78% | 0.57% |
| Q1 2026 | 12.12% | 12.12% | 13.27% | 8.70% | 0.48% |
| Q2 2026 | 11.99% | 11.99% | 13.11% | 8.72% | 0.57% |
Northwest Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Northwest Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Northwest Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18229) · FFIEC NIC profile (RSSD 545604)