The Old Exchange National Bank of Okawville: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Old Exchange National Bank of Okawville of Okawville, IL against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.04% | 3.33% | -2.29% | 49th below |
| ROAE | 12.51% | 8.28% | +4.23% | 70th above |
| Net Interest Margin | 2.70% | 3.93% | -1.23% | 9th bottom |
| Efficiency Ratio | 54.73% | 84.52% | -29.79% | 80th top |
| PPNR / Avg Assets | 1.07% | 1.56% | -0.49% | 43rd below |
| Yield on Earning Assets | 4.43% | 5.24% | -0.81% | 21st bottom |
| Cost of Funds | 1.99% | 1.67% | +0.32% | 29th below |
| Net Interest Spread | 2.09% | 3.30% | -1.21% | 10th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.05% | 1.42% | -1.37% | 63rd above |
| NPA / Total Assets | 0.02% | 0.71% | -0.69% | 60th above |
| NCO / Avg Loans | 0.20% | 0.15% | +0.05% | 10th bottom |
| ACL / Total Loans | 1.02% | 1.53% | -0.51% | 30th below |
| ACL / NPLs (Coverage) | 2094.74% | 717.73% | +1377.01% | — |
| Texas Ratio | 0.90% | 8.57% | -7.67% | 58th above |
| Provision / NCO | 31.58% | 286.06% | -254.48% | 46th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 22.27% | 127.07% | -104.80% | 52nd above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 22.27% | 127.08% | -104.81% | 52nd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 23.15% | 127.97% | -104.82% | 52nd above |
| Leverage Ratio | 11.13% | 22.10% | -10.97% | 29th below |
| Equity / Assets | 8.47% | 20.74% | -12.27% | 12th bottom |
| TCE / Tangible Assets | 8.47% | 20.50% | -12.03% | 13th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 48.55% | 74.30% | -25.75% | 73rd above |
| Core Deposit Ratio | 92.37% | 88.30% | +4.07% | 55th above |
| Wholesale Funding Ratio | 3.29% | 5.33% | -2.04% | 53rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.85% | 3.81% | +6.04% | 83rd top |
| Loan Growth (Y/Y) | 9.62% | 6.84% | +2.78% | 77th top |
| Deposit Growth (Y/Y) | 8.87% | 2.97% | +5.90% | 80th top |
See The Old Exchange National Bank of Okawville's peers by name
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Unlock The Old Exchange National Bank of Okawville, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Old Exchange National Bank of Okawville profile, how to read a UBPR, or how this data updates.