Branch Network
Optimumbank Locations & Branches Fort Lauderdale, Florida
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Optimumbank operates 4 branches from its headquarters in Fort Lauderdale, FL, .
Optimumbank branch network
All 4 branches are in FLORIDA, across 3 cities. Fort Lauderdale, FL has the most of its branches, 2. Its largest office by deposits is the Ft Lauderdale Branch office in Fort Lauderdale, FL, with $1.03B (84.7% of its branch deposits). It had the same number of branches on June 30, 2025.
Optimumbank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 10.54% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $1.39B
- Tier 1 leverage ratio, Q2 2026
- 10.54%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 2000
Full financial profile · Is Optimumbank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fort Lauderdale, FL (2 branches) | 7 of 32 | 4.3% | $1.03B |
| State: FL (4 branches) | 59 of 186 | 0.1% | $1.22B |
Ranked by total assets among banks headquartered in the state: Largest banks in Florida.
Share by county and metro area
Optimumbank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Broward, FL (3 branches) | 12 of 43 | 1.7% | $1.18B | $70.88B |
| Miami-Dade, FL (1 branch) | 54 of 58 | <0.1% | $36.5M | $210.72B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Miami-Fort Lauderdale-Pompano Beach, FL (4 branches) | 39 of 86 | 0.3% | $1.22B | $347.86B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Ft Lauderdale Branch | Fort Lauderdale, FL | 33308 | $1.03B |
| Deerfield Beach Branch | Deerfield Beach, FL | 33442 | $149.4M |
| North Miami Beach Branch | North Miami Beach, FL | 33162 | $36.5M |
| Optimumbank (main office) | Fort Lauderdale, FL | 33308 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35430) · FFIEC NIC profile (RSSD 2953418)