Bank routing number ยท Columbia, South Carolina
Optus Bank Routing Number (ABA): 053905877
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The Optus Bank routing number is 053905877. It is the primary ABA routing transit number on the bank's FFIEC National Information Center record, refreshed here on October 25, 2026.
Optus Bank at a glance
Its CET1 capital ratio was 19.52% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $764.2M
- CET1 ratio, Q2 2026
- 19.52%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Domestic offices
- 2 FDIC institution directory, current count
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1999
Full financial profile · Is Optus Bank safe? · Optus Bank call report · Branch locations
Optus Bank routing numbers on file
| Routing number | Type | Status | Source |
|---|---|---|---|
| 053905877 | Primary ABA | Active | FFIEC NIC |
Record refreshed here on October 25, 2026. NIC holds one primary number per bank; Optus Bank publishes any other numbers it uses itself.
What the digits mean
The first two digits, 05, place this number in the Federal Reserve Bank of Richmond's district (District 5). Digits five through eight, 0587, identify the institution within that district. The last digit, 7, is a check digit, and the number passes the standard check: weight the nine digits 3, 7, 1, 3, 7, 1, 3, 7, 1 and the sum is a multiple of 10.
Before you send money to Optus Bank
A routing number tells the payment network which financial institution holds an account. You give it with an account number for ACH transfers through the automated clearing house, such as direct deposit, bill pay and transfers from a checking account, which usually settle in one to two business days. An international wire to a US account normally needs the bank's SWIFT code as well.
Match this number against the one on your Optus Bank checks or in its online banking. Ask the bank for wire instructions (www.optus.bank). Our record does not show whether this number receives wires. The Federal Reserve's E-Payments Routing Directory shows it: its Fedwire participant search lists the numbers that can receive Fedwire transfers, and its FedACH search lists those that receive ACH payments. How to confirm any routing number.
About Optus Bank
Optus Bank is headquartered in Columbia, South Carolina and was established in 1999. It is in the COLUMBIA, SC metro area. It reported $764.2M in total assets and $646.4M in deposits for Q2 2026, the 17th largest of the 43 banks headquartered in South Carolina. It reports 2 domestic offices. Its deposits have been FDIC insured since 1999. Its primary federal regulator is the FDIC. 8 other banks and credit unions headquartered in Columbia have a routing number listed here.
What the digits in 053905877 mean
The first four digits, 0539, are the Federal Reserve routing symbol. The prefix 05 places the number in the 5th Federal Reserve District (Richmond). That is also the district where the bank is headquartered. Digits five through eight, 0587, identify the institution within its Federal Reserve district. The last digit, 7, is a check digit. Weighting the digits 3, 7 and 1 in turn gives 3 x 17 + 7 x 12 + 15 = 150, a multiple of 10, so 053905877 is a well-formed routing number. A mistyped digit almost always breaks that sum.
What is the Optus Bank routing number?
The Optus Bank routing number is 053905877. It is the primary ABA routing transit number registered to Optus Bank, headquartered in Columbia, SC. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 25, 2026.
What is the Optus Bank wire routing number?
This page lists the primary routing number registered to Optus Bank. The record does not say whether the bank uses the same number for wire transfers. Confirm the wire routing number with Optus Bank before sending a wire.
Is ABA number 053905877 the routing number for Optus Bank?
Yes. It is the primary routing number registered to Optus Bank.
Which bank uses routing number 053905877?
It belongs to Optus Bank, headquartered in Columbia, SC. It is the bank's primary ABA routing number (FDIC certificate 35241).
Routing numbers in Columbia, SC
- Credit union
- Allsouth Federal Credit Union: 253279031
- Credit union
- Palmetto Citizens Federal Credit Union: 253978617
- Credit union
- S.C. State Federal Credit Union: 253978730
- Credit union
- Caro Federal Credit Union: 253978824
- Credit union
- South Carolina National Guard Federal Credit Union: 253978743
- Credit union
- Curis Financial Credit Union: 253978756
- Credit union
- Columbia Post Office Credit Union: 253978581
- Credit union
- South Carolina Methodist Conference Credit Union: 253978785
View Optus Bank's full profile →
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Regulator records: FDIC BankFind (cert 35241) · FFIEC NIC profile (RSSD 2794732)