Branch Network
Optus Bank Locations & Branches Columbia, South Carolina
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Optus Bank operates 2 branches from its headquarters in Columbia, SC, .
Optus Bank branch network
Both branches are in SOUTH CAROLINA. Its largest office by deposits is the Columbia Branch office in Columbia, SC, with $587.4M (90.9% of its branch deposits). It had the same number of branches on June 30, 2025.
Optus Bank at a glance
Its CET1 capital ratio was 19.52% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $764.2M
- CET1 ratio, Q2 2026
- 19.52%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1999
Full financial profile · Is Optus Bank safe? · Optus Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Columbia, SC (2 branches) | 7 of 24 | 3.3% | $646.4M |
| State: SC (2 branches) | 32 of 73 | 0.5% | $646.4M |
Ranked by total assets among banks headquartered in the state: Largest banks in South Carolina.
Share by county and metro area
Optus Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Richland, SC (2 branches) | 6 of 23 | 3.4% | $646.4M | $18.94B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Columbia, SC (2 branches) | 9 of 28 | 2.4% | $646.4M | $27.24B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Columbia Branch | Columbia, SC | 29201 | $587.4M |
| Optus Bank (main office) | Columbia, SC | 29201 | $59.1M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 35241) · FFIEC NIC profile (RSSD 2794732)