Lists · Deposits by county
Richland County, SC Bank Deposit Market Share
Bank of America, N.A. holds the largest share of deposits in Richland County, SC, 44.6%, followed by Truist Bank (14.7%) and First-Citizens Bank & Trust Company (9.2%). 23 institutions hold $18.94B at 79 offices as of June 30, 2026, down 0.4% from 2025.
Largest share changes since 2025
Gained: Pinnacle Bank (6.40 points, new to this market); SouthState Bank, N.A. (0.51 points); Coastal Carolina National Bank (0.21 points).
Lost: TD Bank, N.A. (-0.54 points); Bank of America, N.A. (-0.47 points); Regions Bank (-0.12 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Bank of America, N.A. | $8.45B | 44.61% | -0.47 pts |
| 2 | Truist Bank | $2.79B | 14.74% | -0.03 pts |
| 3 | First-Citizens Bank & Trust Company | $1.75B | 9.22% | +0.07 pts |
| 4 | Wells Fargo Bank, N.A. | $1.57B | 8.28% | +0.13 pts |
| 5 | Pinnacle Bank | $1.21B | 6.40% | +6.40 pts |
| 6 | Optus Bank | $646.4M | 3.41% | +0.11 pts |
| 7 | SouthState Bank, N.A. | $572.3M | 3.02% | +0.51 pts |
| 8 | TD Bank, N.A. | $536.0M | 2.83% | -0.54 pts |
| 9 | First Community Bank | $293.9M | 1.55% | -0.01 pts |
| 10 | Ameris Bank | $255.3M | 1.35% | +0.18 pts |
| 11 | First Palmetto Bank | $135.1M | 0.71% | +0.04 pts |
| 12 | Coastal Carolina National Bank | $116.4M | 0.61% | +0.21 pts |
| 13 | First Reliance Bank | $111.9M | 0.59% | -0.10 pts |
| 14 | First Horizon Bank | $93.9M | 0.50% | -0.05 pts |
| 15 | JPMorgan Chase Bank, N.A. | $92.4M | 0.49% | +0.20 pts |
| 16 | Security Federal Bank | $78.7M | 0.42% | +0.02 pts |
| 17 | Regions Bank | $75.7M | 0.40% | -0.12 pts |
| 18 | PNC Bank, N.A. | $50.3M | 0.27% | +0.00 pts |
| 19 | Arthur State Bank | $38.5M | 0.20% | -0.01 pts |
| 20 | First Bank | $26.1M | 0.14% | -0.03 pts |
| 21 | United Community Bank | $24.5M | 0.13% | -0.01 pts |
| 22 | First Carolina Bank | $17.2M | 0.09% | -0.03 pts |
| 23 | Woodforest National Bank | $9.4M | 0.05% | +0.00 pts |
About this list
Deposits are those held at each institution's offices in Richland County as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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