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Panhandle First Bank Locations & Branches Guymon, Oklahoma
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Panhandle First Bank operates 4 branches from its headquarters in Guymon, OK, .
Panhandle First Bank branch network
Its 4 branches span 2 states and 4 cities. The most are in TEXAS (3) and OKLAHOMA (1). TEXAS holds 54.0% of its branch deposits. Its largest office by deposits is its main office in Guymon, OK, with $212.9M (46.0% of its branch deposits). It had the same number of branches on June 30, 2025.
Panhandle First Bank at a glance
Its CET1 capital ratio was 17.49% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Total assets, Q2 2026
- $568.7M
- CET1 ratio, Q2 2026
- 17.49%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Established
- 1976
Full financial profile · Is Panhandle First Bank safe? · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Guymon, OK (1 branch) | 1 of 3 | 42.5% | $212.9M |
| State: OK (1 branch) | 104 of 192 | 0.1% | $212.9M |
| Largest deposit state: TX (3 branches) | 267 of 441 | <0.1% | $250.1M |
Ranked by total assets among banks headquartered in the state: Largest banks in Oklahoma.
Share by county and metro area
Panhandle First Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Texas, OK (1 branch) | 2 of 4 | 30.4% | $212.9M | $700.7M |
| Hansford, TX (1 branch) | 1 of 4 | 35.1% | $151.3M | $430.8M |
| Moore, TX (1 branch) | 2 of 5 | 16.4% | $60.4M | $369.3M |
| Ochiltree, TX (1 branch) | 4 of 4 | 4.8% | $38.4M | $792.9M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Guymon, OK (1 branch) | 2 of 4 | 30.4% | $212.9M | $700.7M |
| Dumas, TX (1 branch) | 2 of 5 | 16.4% | $60.4M | $369.3M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Panhandle First Bank (main office) | Guymon, OK | 73942 | $212.9M |
| First National Branch | Spearman, TX | 79081 | $151.3M |
| Dumas Banking Center Branch | Dumas, TX | 79029 | $60.4M |
| Perryton Banking Center Branch | Perryton, TX | 79070 | $38.4M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 22340) · FFIEC NIC profile (RSSD 192857)