Peoples Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 1.58 percentage points in Q2 2026, from 19.68% to 21.26%. It was the largest change from Q1 2026 among the key lines here. Peoples Bank ranks 87th of 122 Georgia banks on total deposits, in the lower half at $170.3M (Q2 2026). Peoples Bank reported $170.3M on total deposits for Q2 2026, 39% below the $277.3M median for banks in the $100M-1B asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $170.3M |
| Domestic office deposits | $170.3M |
| Foreign office deposits | — |
| Deposits to total assets | 88.51% |
| Deposits to total liabilities | 99.33% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $36.2M |
| Savings deposits | $29.1M |
| Transaction accounts to domestic deposits | 37.23% |
| Time deposits | $30K |
| Time deposits under $100k | $12.7M |
| Time deposits $100k to $250k | $18.5M |
| Time deposits over $250k | $19.3M |
| Noninterest-bearing share of deposits | 21.26% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $151.0M |
| Core deposits to total deposits | 88.68% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.12% |
| Interest expense on deposits | $723K |
| Loans and leases to core deposits | 76.10% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $135.4M | 89.87% | 0.00% | 1.70% |
| Q4 2023 | $136.9M | 88.94% | 0.00% | 2.02% |
| Q1 2024 | $143.0M | 89.42% | 0.00% | 2.32% |
| Q2 2024 | $142.9M | 87.93% | 0.00% | 2.53% |
| Q3 2024 | $142.8M | 87.09% | 0.00% | 2.77% |
| Q4 2024 | $157.3M | 88.06% | 0.00% | 2.72% |
| Q1 2025 | $161.1M | 88.10% | 0.00% | 2.45% |
| Q2 2025 | $169.5M | 88.82% | 0.00% | 2.39% |
| Q3 2025 | $172.1M | 89.45% | 0.00% | 2.44% |
| Q4 2025 | $167.7M | 88.66% | 0.00% | 2.31% |
| Q1 2026 | $172.2M | 89.07% | 0.00% | 2.14% |
| Q2 2026 | $170.3M | 88.68% | 0.00% | 2.12% |
Peoples Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15216) · FFIEC NIC profile (RSSD 715032)