Peoples Exchange Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Time deposits $100k to $250k dropped 13.6% in Q2 2026, from $9.5M to $8.2M. It was the largest change from Q1 2026 among the key lines here. Peoples Exchange Bank has the 10th lowest total deposits of the 93 banks headquartered in Alabama, at $86.6M as of Q2 2026. Peoples Exchange Bank's total deposits of $86.6M is well above the $53.8M median for banks in the < $100M asset tier, a gap of 61% (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $86.6M |
| Domestic office deposits | $86.6M |
| Foreign office deposits | — |
| Deposits to total assets | 87.86% |
| Deposits to total liabilities | 99.37% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $27.0M |
| Savings deposits | $11.8M |
| Transaction accounts to domestic deposits | 44.40% |
| Time deposits | $27K |
| Time deposits under $100k | $8.5M |
| Time deposits $100k to $250k | $8.2M |
| Time deposits over $250k | $6.9M |
| Noninterest-bearing share of deposits | 31.29% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $79.7M |
| Core deposits to total deposits | 92.06% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.49% |
| Interest expense on deposits | $369K |
| Loans and leases to core deposits | 66.61% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $87.1M | 91.55% | 3.70% | 2.06% |
| Q4 2023 | $88.4M | 90.19% | 3.65% | 2.67% |
| Q1 2024 | $86.3M | 88.99% | 3.74% | 2.92% |
| Q2 2024 | $87.7M | 87.52% | 3.68% | 2.99% |
| Q3 2024 | $88.1M | 88.64% | 3.66% | 3.07% |
| Q4 2024 | $83.7M | 87.70% | 3.86% | 2.77% |
| Q1 2025 | $86.4M | 87.24% | 3.73% | 2.57% |
| Q2 2025 | $84.5M | 91.05% | 0.00% | 2.56% |
| Q3 2025 | $83.8M | 91.53% | 0.00% | 2.62% |
| Q4 2025 | $85.4M | 90.62% | 0.00% | 3.34% |
| Q1 2026 | $85.8M | 92.27% | 0.00% | 3.23% |
| Q2 2026 | $86.6M | 92.06% | 0.00% | 2.49% |
Peoples Exchange Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Peoples Exchange Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Peoples Exchange Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 70) · FFIEC NIC profile (RSSD 42037)