Peoples Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Peoples Savings Bank of Indianola, IA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.02% | 1.35% | -0.33% | 34th below |
| ROAE | 16.11% | 12.05% | +4.06% | 72nd above |
| Net Interest Margin | 3.35% | 3.90% | -0.55% | 22nd bottom |
| Efficiency Ratio | 58.66% | 63.15% | -4.49% | 58th above |
| PPNR / Avg Assets | 1.39% | 1.64% | -0.25% | 38th below |
| Yield on Earning Assets | 5.38% | 5.65% | -0.27% | 39th below |
| Cost of Funds | 2.18% | 1.85% | +0.33% | 27th below |
| Net Interest Spread | 2.74% | 3.35% | -0.61% | 22nd bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.95% | 0.92% | +0.03% | 29th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.56% | 0.67% | -0.11% | 35th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.03% | 0.15% | -0.12% | 30th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.23% | 1.28% | -0.05% | 54th above |
| ACL / NPLs (Coverage) | 129.84% | 1645.78% | -1515.94% | 36th below |
| Texas Ratio | 7.65% | 7.15% | +0.50% | 29th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 461.54% | 1189.64% | -728.10% | 72nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 13.67% | 20.83% | -7.16% | 36th below |
| Tier 1 Ratio | 13.67% | 20.87% | -7.20% | 35th below |
| Total Capital Ratio | 14.58% | 21.94% | -7.36% | 33rd below |
| Leverage Ratio | 9.95% | 12.46% | -2.51% | 30th below |
| Equity / Assets | 7.10% | 11.67% | -4.57% | 7th bottom |
| TCE / Tangible Assets | 6.66% | 11.40% | -4.74% | 6th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 65.62% | 78.65% | -13.03% | 76th top |
| Core Deposit Ratio | 81.85% | 87.10% | -5.25% | 20th bottom |
| Wholesale Funding Ratio Ahead of the peer average, behind the median peer. | 4.82% | 5.11% | -0.29% | 39th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.37% | 6.47% | +3.90% | 84th top |
| Loan Growth (Y/Y) | 11.23% | 7.64% | +3.59% | 77th top |
| Deposit Growth (Y/Y) | 9.45% | 6.02% | +3.43% | 81st top |
See Peoples Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Peoples Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Peoples Savings Bank profile, how to read a UBPR, or how this data updates.