The Port Washington State Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Port Washington State Bank of Port Washington, WI against its peer group of 931 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.89% | 1.46% | -0.57% | 23rd bottom |
| ROAE Behind the peer average, ahead of the median peer. | 12.56% | 12.72% | -0.16% | 51st above |
| Net Interest Margin | 3.37% | 3.85% | -0.48% | 29th below |
| Efficiency Ratio | 65.52% | 57.40% | +8.12% | 29th below |
| PPNR / Avg Assets | 1.23% | 1.88% | -0.65% | 24th bottom |
| Yield on Earning Assets | 5.00% | 5.72% | -0.72% | 20th bottom |
| Cost of Funds | 1.72% | 2.02% | -0.30% | 68th above |
| Net Interest Spread | 2.83% | 3.18% | -0.35% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.71% | 1.00% | -0.29% | 45th below |
| NPA / Total Assets | 0.46% | 0.76% | -0.30% | 53rd above |
| NCO / Avg Loans | 0.02% | 0.43% | -0.41% | 55th above |
| ACL / Total Loans | 0.96% | 1.31% | -0.35% | 25th below |
| ACL / NPLs (Coverage) | 134.58% | 543.51% | -408.93% | 40th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 5.94% | 7.39% | -1.45% | 42nd below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.93% | 17.34% | -5.41% | 23rd bottom |
| Tier 1 Ratio | 11.93% | 17.37% | -5.44% | 23rd bottom |
| Total Capital Ratio | 12.84% | 18.42% | -5.58% | 19th bottom |
| Leverage Ratio | 8.97% | 11.44% | -2.47% | 11th bottom |
| Equity / Assets | 7.18% | 11.34% | -4.16% | 4th bottom |
| TCE / Tangible Assets | 7.18% | 10.50% | -3.32% | 5th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 70.67% | 86.96% | -16.29% | 85th top |
| Core Deposit Ratio | 94.08% | 85.55% | +8.53% | 79th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.73% | 9.68% | -2.95% | 61st above |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 7.71% | 8.06% | -0.35% | 63rd above |
| Deposit Growth (Y/Y) | 8.62% | 7.87% | +0.75% | 70th above |
See The Port Washington State Bank's peers by name
The 931 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Port Washington State Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Port Washington State Bank profile, how to read a UBPR, or how this data updates.