Premierbank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
Equity capital to average assets rose 0.48 percentage points from Q1 2026 to Q2 2026, ending at 8.51% against 8.02%. It was the largest change among the key lines on this page. Premierbank ranks 51st of 85 Wisconsin banks on CET1 ratio, in the lower half at 12.54% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.08% on CET1 ratio. Premierbank sits 2.54 points lower, at 12.54% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 12.54% |
| Tier 1 risk-based capital ratio | 12.54% |
| Total risk-based capital ratio | 13.68% |
| Tier 1 leverage ratio | 9.80% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $57.2M |
| Tier 1 capital | $57.2M |
| Total risk-based capital | $62.4M |
| Total equity capital | $50.3M |
| Risk-weighted assets | $455.9M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.62% |
| Tangible equity to tangible assets | 7.31% |
| Equity capital to average assets | 8.51% |
| Internal capital growth rate | 7.59% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $900K |
| Common stock surplus | $34.1M |
| Retained earnings | $30.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$15.1M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 13.87% | 13.87% | 15.01% | 10.12% | $388.9M |
| Q4 2023 | 13.23% | 13.23% | 14.38% | 9.79% | $391.3M |
| Q1 2024 | 13.10% | 13.10% | 14.23% | 9.18% | $399.4M |
| Q2 2024 | 12.94% | 12.94% | 14.06% | 9.12% | $404.2M |
| Q3 2024 | 12.96% | 12.96% | 14.13% | 9.23% | $408.5M |
| Q4 2024 | 12.48% | 12.48% | 13.61% | 9.25% | $419.4M |
| Q1 2025 | 12.70% | 12.70% | 13.85% | 9.30% | $412.3M |
| Q2 2025 | 12.29% | 12.29% | 13.40% | 9.21% | $431.9M |
| Q3 2025 | 12.64% | 12.64% | 13.77% | 9.46% | $428.8M |
| Q4 2025 | 12.49% | 12.49% | 13.62% | 9.60% | $437.9M |
| Q1 2026 | 12.70% | 12.70% | 13.83% | 9.51% | $442.9M |
| Q2 2026 | 12.54% | 12.54% | 13.68% | 9.80% | $455.9M |
Premierbank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Premierbank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premierbank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5295) · FFIEC NIC profile (RSSD 907547)