Premierbank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Premierbank of Fort Atkinson, WI against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.14% | 1.25% | -0.11% | 40th below |
| ROAE | 13.76% | 12.22% | +1.54% | 58th above |
| Net Interest Margin | 3.73% | 3.95% | -0.22% | 38th below |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 63.44% | 63.71% | -0.27% | 43rd below |
| PPNR / Avg Assets | 1.52% | — | — | 45th below |
| Yield on Earning Assets | 4.96% | 5.67% | -0.71% | 21st bottom |
| Cost of Funds | 1.31% | 1.87% | -0.56% | 79th top |
| Net Interest Spread | 3.19% | — | — | 42nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.24% | 0.88% | -0.64% | 62nd above |
| NPA / Total Assets | 0.18% | — | — | 62nd above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 79th top |
| ACL / Total Loans | 1.25% | — | — | 56th above |
| ACL / NPLs (Coverage) | 511.02% | — | — | 71st above |
| Texas Ratio | 2.30% | 5.96% | -3.66% | 54th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.54% | 17.18% | -4.64% | 23rd bottom |
| Tier 1 Ratio | 12.54% | 17.21% | -4.67% | 22nd bottom |
| Total Capital Ratio | 13.68% | — | — | 23rd bottom |
| Leverage Ratio | 9.80% | 11.75% | -1.95% | 27th below |
| Equity / Assets | 8.62% | 10.98% | -2.36% | 21st bottom |
| TCE / Tangible Assets | 7.31% | — | — | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.69% | 80.44% | +7.25% | 34th below |
| Core Deposit Ratio | 94.13% | 86.95% | +7.18% | 80th top |
| Wholesale Funding Ratio | 14.94% | — | — | 5th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.58% | — | — | 51st above |
| Loan Growth (Y/Y) | 8.08% | — | — | 64th above |
| Deposit Growth (Y/Y) | -1.47% | — | — | 15th bottom |
See Premierbank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Premierbank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Premierbank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Premierbank peer analysis.