Premierbank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 102.27 percentage points in Q2 2026, from 408.75% to 511.02%. It was the largest change from Q1 2026 among the key lines here. Within Wisconsin, Premierbank is 100th of 153 on return on assets, 1.14% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Premierbank sits 0.11 points lower, at 1.14% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.54% |
| Tier 1 risk-based capital ratio | 12.54% |
| Total risk-based capital ratio | 13.68% |
| Tier 1 leverage ratio | 9.80% |
| Equity capital to assets | 8.62% |
| Tangible equity to tangible assets | 7.31% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.24% |
| Non-performing assets ratio | 0.18% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 2.30% |
| Allowance for credit losses to loans | 1.25% |
| Reserve coverage of non-performing loans | 511.02% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.14% |
| Return on equity | 13.76% |
| Net interest margin | 3.73% |
| Efficiency ratio | 63.44% |
| Yield on earning assets | 4.96% |
| Cost of funds | 1.31% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.69% |
| Core deposits to total deposits | 94.13% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 76.07% |
| Securities to assets | 24.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.87% | 13.87% | 15.01% | 10.12% | 0.36% |
| Q4 2023 | 13.23% | 13.23% | 14.38% | 9.79% | -0.79% |
| Q1 2024 | 13.10% | 13.10% | 14.23% | 9.18% | 0.37% |
| Q2 2024 | 12.94% | 12.94% | 14.06% | 9.12% | 0.28% |
| Q3 2024 | 12.96% | 12.96% | 14.13% | 9.23% | 0.43% |
| Q4 2024 | 12.48% | 12.48% | 13.61% | 9.25% | 0.39% |
| Q1 2025 | 12.70% | 12.70% | 13.85% | 9.30% | 0.01% |
| Q2 2025 | 12.29% | 12.29% | 13.40% | 9.21% | 0.83% |
| Q3 2025 | 12.64% | 12.64% | 13.77% | 9.46% | 0.97% |
| Q4 2025 | 12.49% | 12.49% | 13.62% | 9.60% | 1.20% |
| Q1 2026 | 12.70% | 12.70% | 13.83% | 9.51% | 1.01% |
| Q2 2026 | 12.54% | 12.54% | 13.68% | 9.80% | 1.14% |
Premierbank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Premierbank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premierbank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 5295) · FFIEC NIC profile (RSSD 907547)