Primebank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Cash and balances due from depository institutions climbed 25.4% in Q2 2026, from $7.9M to $9.9M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Primebank ranks 17th highest among the 225 banks headquartered in Iowa, at 105.44% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Primebank sits 24.88 points higher, at 105.44% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $9.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $57.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $19.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.37% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.44% |
| Net loans and leases to deposits | 104.40% |
| Loans and leases to core deposits | 121.22% |
| Core deposits to total deposits | 82.57% |
| Brokered deposits to total deposits | 4.41% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 104.44% | 86.03% | $3.5M | $34.0M |
| Q4 2023 | 105.53% | 84.27% | $1.3M | $43.0M |
| Q1 2024 | 102.81% | 83.67% | $2.9M | $17.0M |
| Q2 2024 | 103.08% | 83.16% | $0 | $21.0M |
| Q3 2024 | 103.17% | 82.72% | $0 | $21.0M |
| Q4 2024 | 103.05% | 80.47% | $0 | $15.0M |
| Q1 2025 | 98.37% | 81.14% | $0 | $5.0M |
| Q2 2025 | 100.09% | 81.42% | $0 | $5.0M |
| Q3 2025 | 99.60% | 81.71% | $0 | $5.0M |
| Q4 2025 | 104.16% | 82.56% | $6.2M | $0 |
| Q1 2026 | 103.90% | 83.07% | $4.5M | $0 |
| Q2 2026 | 105.44% | 82.57% | $0 | $19.0M |
Primebank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Primebank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Primebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8101) · FFIEC NIC profile (RSSD 671147)