Primebank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.19 percentage points in Q2 2026 to 3.76%, the biggest move on this page. Within Iowa, Primebank is 91st of 225 on net interest margin, 3.76% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Primebank sits 0.18 points lower, at 3.76% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.14% |
| Yield on loans | 6.39% |
| Yield on securities | 2.54% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.61% |
| Cost of interest-bearing deposits | 2.99% |
| Cost of interest-bearing liabilities | 3.03% |
| Cost of borrowings | 3.89% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.76% |
| Yield to cost spread | 3.11% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $11.6M |
| Total interest expense | $4.6M |
| Interest expense on deposits | $4.5M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.23% | 2.50% | 2.92% | 5.57% | 1.98% |
| Q4 2023 | 5.43% | 2.94% | 2.71% | 5.76% | 2.00% |
| Q1 2024 | 5.54% | 3.09% | 2.68% | 5.86% | 2.03% |
| Q2 2024 | 5.63% | 3.24% | 2.65% | 5.93% | 2.04% |
| Q3 2024 | 5.92% | 3.34% | 2.86% | 6.22% | 2.09% |
| Q4 2024 | 5.82% | 3.20% | 2.88% | 6.10% | 2.15% |
| Q1 2025 | 5.85% | 3.00% | 3.10% | 6.19% | 2.09% |
| Q2 2025 | 6.08% | 3.02% | 3.32% | 6.40% | 2.25% |
| Q3 2025 | 6.51% | 3.00% | 3.79% | 6.90% | 2.27% |
| Q4 2025 | 5.01% | 2.85% | 2.42% | 5.19% | 2.24% |
| Q1 2026 | 5.97% | 2.64% | 3.57% | 6.21% | 2.32% |
| Q2 2026 | 6.14% | 2.61% | 3.76% | 6.39% | 2.54% |
Primebank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Primebank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Primebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8101) · FFIEC NIC profile (RSSD 671147)