Primebank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 3.02 percentage points lower than in Q1 2026, at 54.05%. On return on assets, Primebank ranks 18th highest among the 225 banks headquartered in Iowa, at 2.25% (Q2 2026). Against a median of 1.26% for banks in the $100M-1B asset tier, Primebank reported 2.25% on return on assets in Q2 2026, 1.00 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 12.41% |
| Tier 1 risk-based capital ratio | 12.41% |
| Total risk-based capital ratio | 13.47% |
| Tier 1 leverage ratio | 10.99% |
| Equity capital to assets | 10.66% |
| Tangible equity to tangible assets | 10.54% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.82% |
| Non-performing assets ratio | 1.69% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 15.04% |
| Allowance for credit losses to loans | 0.99% |
| Reserve coverage of non-performing loans | 54.05% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.25% |
| Return on equity | 21.29% |
| Net interest margin | 3.76% |
| Efficiency ratio | 42.46% |
| Yield on earning assets | 6.14% |
| Cost of funds | 2.61% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 105.44% |
| Core deposits to total deposits | 82.57% |
| Brokered deposits to total deposits | 4.41% |
| Deposits to assets | 86.51% |
| Securities to assets | 5.90% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.49% | 11.49% | 12.53% | 10.02% | 1.30% |
| Q4 2023 | 11.09% | 11.09% | 12.13% | 9.77% | 1.18% |
| Q1 2024 | 11.26% | 11.26% | 12.31% | 9.81% | 1.21% |
| Q2 2024 | 11.46% | 11.46% | 12.53% | 9.92% | 1.10% |
| Q3 2024 | 11.49% | 11.49% | 12.55% | 10.10% | 1.44% |
| Q4 2024 | 11.52% | 11.52% | 12.57% | 10.15% | 1.37% |
| Q1 2025 | 11.83% | 11.83% | 12.90% | 10.11% | 1.52% |
| Q2 2025 | 12.13% | 12.13% | 13.20% | 10.43% | 1.88% |
| Q3 2025 | 12.44% | 12.44% | 13.50% | 10.71% | 2.22% |
| Q4 2025 | 12.04% | 12.04% | 13.08% | 10.70% | 1.00% |
| Q1 2026 | 12.22% | 12.22% | 13.27% | 10.89% | 2.04% |
| Q2 2026 | 12.41% | 12.41% | 13.47% | 10.99% | 2.25% |
Primebank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Primebank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Primebank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 8101) · FFIEC NIC profile (RSSD 671147)