Primebank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Primebank of Le Mars, IA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.25% | 1.25% | +1.00% | 91st top |
| ROAE | 21.29% | 12.22% | +9.07% | 90th top |
| Net Interest Margin | 3.76% | 3.95% | -0.19% | 40th below |
| Efficiency Ratio | 42.46% | 63.71% | -21.25% | 93rd top |
| PPNR / Avg Assets | 2.40% | — | — | 87th top |
| Yield on Earning Assets | 6.14% | 5.67% | +0.47% | 74th above |
| Cost of Funds | 2.61% | 1.87% | +0.74% | 12th bottom |
| Net Interest Spread | 3.11% | — | — | 38th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.86% | 0.88% | +0.98% | 14th bottom |
| NPA / Total Assets | 1.72% | — | — | 10th bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 41st below |
| ACL / Total Loans | 0.99% | — | — | 24th bottom |
| ACL / NPLs (Coverage) | 53.04% | — | — | 11th bottom |
| Texas Ratio | 15.04% | 5.96% | +9.08% | 10th bottom |
| Provision / NCO | 937.50% | — | — | 81st top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.41% | 17.18% | -4.77% | 21st bottom |
| Tier 1 Ratio | 12.41% | 17.21% | -4.80% | 21st bottom |
| Total Capital Ratio | 13.47% | — | — | 21st bottom |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 10.99% | 11.75% | -0.76% | 50th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.66% | 10.98% | -0.32% | 54th above |
| TCE / Tangible Assets | 10.54% | — | — | 57th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 105.44% | 80.44% | +25.00% | 6th bottom |
| Core Deposit Ratio | 82.57% | 86.95% | -4.38% | 22nd bottom |
| Wholesale Funding Ratio | 2.37% | — | — | 63rd above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.12% | — | — | 69th above |
| Loan Growth (Y/Y) | 10.16% | — | — | 73rd above |
| Deposit Growth (Y/Y) | 4.57% | — | — | 54th above |
See Primebank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Primebank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Primebank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Primebank peer analysis.