Producer Bank of Texas: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits dropped 5.60 percentage points in Q2 2026, from 33.52% to 27.92%. It was the largest change from Q1 2026 among the key lines here. Producer Bank of Texas has the 9th lowest total deposits of the 346 banks headquartered in Texas, at $43.3M as of Q2 2026. Producer Bank of Texas reported $43.3M on total deposits for Q2 2026, 20% below the $54.2M median for banks in the < $100M asset tier.
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $43.3M |
| Domestic office deposits | $43.3M |
| Foreign office deposits | — |
| Deposits to total assets | 73.64% |
| Deposits to total liabilities | 96.26% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $15.6M |
| Savings deposits | $3.1M |
| Transaction accounts to domestic deposits | 36.13% |
| Time deposits | $24K |
| Time deposits under $100k | $3.8M |
| Time deposits $100k to $250k | $4.5M |
| Time deposits over $250k | $2.2M |
| Noninterest-bearing share of deposits | 27.92% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $41.0M |
| Core deposits to total deposits | 94.86% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.47% |
| Interest expense on deposits | $183K |
| Loans and leases to core deposits | 63.45% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $28.9M | 98.21% | 0.00% | 1.60% |
| Q4 2023 | $28.3M | 98.16% | 0.00% | 1.66% |
| Q1 2024 | $31.1M | 98.32% | 0.00% | 2.09% |
| Q2 2024 | $28.1M | 98.12% | 0.00% | 2.40% |
| Q3 2024 | $27.9M | 98.09% | 0.00% | 1.92% |
| Q4 2024 | $33.0M | 98.28% | 0.00% | -6.16% |
| Q1 2025 | $34.4M | 98.19% | 0.00% | 2.97% |
| Q2 2025 | $32.0M | 94.09% | 0.00% | 2.50% |
| Q3 2025 | $33.5M | 93.55% | 0.00% | 2.38% |
| Q4 2025 | $37.7M | 94.21% | 0.00% | 2.78% |
| Q1 2026 | $42.3M | 94.79% | 0.00% | 2.47% |
| Q2 2026 | $43.3M | 94.86% | 0.00% | 2.47% |
Producer Bank of Texas deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Producer Bank of Texas, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Producer Bank of Texas profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18302) · FFIEC NIC profile (RSSD 856869)