Branch Network
Prospect Bank Locations & Branches Paris, Illinois
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Prospect Bank operates 11 branches from its headquarters in Paris, IL, .
Prospect Bank branch network
Its 11 branches span 2 states and 10 cities. The most are in ILLINOIS (10) and INDIANA (1). ILLINOIS holds 96.1% of its branch deposits. Paris, IL has the most of its branches, 2. Its largest office by deposits is its main office in Paris, IL, with $264.4M (43.8% of its branch deposits). On June 30, 2025 it had 12 branches, 1 more than in 2026.
Prospect Bank at a glance
Its CET1 capital ratio was 12.09% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $715.6M
- CET1 ratio, Q2 2026
- 12.09%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1873
Full financial profile · Is Prospect Bank safe? · Prospect Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Paris, IL (2 branches) | 1 of 5 | 49.1% | $264.4M |
| State: IL (10 branches) | 94 of 379 | <0.1% | $579.9M |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
Prospect Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Edgar, IL (4 branches) | 1 of 5 | 45.5% | $300.2M | $660.3M |
| Champaign, IL (2 branches) | 13 of 29 | 1.7% | $125.5M | $7.55B |
| Iroquois, IL (2 branches) | 4 of 12 | 9.6% | $110.1M | $1.14B |
| Coles, IL (1 branch) | 11 of 12 | 1.0% | $25.6M | $2.50B |
| Vigo, IN (1 branch) | 7 of 8 | 0.8% | $23.5M | $2.77B |
| Vermilion, IL (1 branch) | 12 of 14 | 1.2% | $18.5M | $1.50B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Champaign-Urbana, IL (2 branches) | 15 of 29 | 1.5% | $125.5M | $8.20B |
| Charleston-Mattoon, IL (1 branch) | 11 of 12 | 0.9% | $25.6M | $2.85B |
| Terre Haute, IN (1 branch) | 8 of 10 | 0.6% | $23.5M | $4.22B |
| Danville, IL (1 branch) | 12 of 14 | 1.2% | $18.5M | $1.50B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Prospect Bank (main office) | Paris, IL | 61944 | $264.4M |
| Champaign Branch | Champaign, IL | 61820 | $96.6M |
| Gilman Branch | Gilman, IL | 60938 | $73.6M |
| Watseka Branch | Watseka, IL | 60970 | $36.5M |
| Homer Bank | Homer, IL | 61849 | $28.9M |
| Ashmore Illinois Facility | Ashmore, IL | 61912 | $25.6M |
| Kansas Illinois Facility | Kansas, IL | 61933 | $24.6M |
| Terre Haute Branch | Terre Haute, IN | 47803 | $23.5M |
| Sidell Branch | Sidell, IL | 61876 | $18.5M |
| Brocton, Illinois Facility | Brocton, IL | 61917 | $11.2M |
| Drive-In Facility | Paris, IL | 61944 | $0 |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3722) · FFIEC NIC profile (RSSD 738143)