Pyramax Bank, F.S.B.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which fell 5.5% to -$4.7M. Pyramax Bank, F.S.B. ranks 29th of 85 Wisconsin banks on CET1 ratio, in the upper half at 14.91% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio; Pyramax Bank, F.S.B. reported 14.91% for Q2 2026, nearly level with it.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 14.91% |
| Tier 1 risk-based capital ratio | 14.91% |
| Total risk-based capital ratio | 16.09% |
| Tier 1 leverage ratio | 11.22% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $67.3M |
| Tier 1 capital | $67.3M |
| Total risk-based capital | $72.6M |
| Total equity capital | $64.5M |
| Risk-weighted assets | $451.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 10.95% |
| Tangible equity to tangible assets | 10.95% |
| Equity capital to average assets | 10.72% |
| Internal capital growth rate | -2.56% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $30.0M |
| Retained earnings | $43.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$4.7M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 15.03% | 15.03% | 16.12% | 11.09% | $413.9M |
| Q4 2023 | 15.14% | 15.14% | 16.25% | 11.18% | $416.7M |
| Q1 2024 | 14.82% | 14.82% | 15.92% | 11.22% | $426.1M |
| Q2 2024 | 14.66% | 14.66% | 15.79% | 11.15% | $429.6M |
| Q3 2024 | 14.87% | 14.87% | 16.04% | 11.20% | $424.6M |
| Q4 2024 | 14.54% | 14.54% | 15.69% | 11.11% | $438.5M |
| Q1 2025 | 14.15% | 14.15% | 15.28% | 10.98% | $453.9M |
| Q2 2025 | 13.53% | 13.53% | 14.63% | 10.83% | $476.4M |
| Q3 2025 | 13.74% | 13.74% | 14.86% | 10.63% | $476.1M |
| Q4 2025 | 14.15% | 14.15% | 15.29% | 10.80% | $472.3M |
| Q1 2026 | 14.66% | 14.66% | 15.82% | 11.31% | $461.5M |
| Q2 2026 | 14.91% | 14.91% | 16.09% | 11.22% | $451.4M |
Pyramax Bank, F.S.B. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Pyramax Bank, F.S.B., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pyramax Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29120) · FFIEC NIC profile (RSSD 713476)