Pyramax Bank, F.S.B.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 21.70 percentage points in Q2 2026, from 299.94% to 321.64%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Pyramax Bank, F.S.B. is 8th from the bottom among 153 Wisconsin banks, 0.39% (Q2 2026). Pyramax Bank, F.S.B.'s return on assets of 0.39% is well below the 1.25% median for banks in the $100M-1B asset tier, a gap of 0.87 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 14.91% |
| Tier 1 risk-based capital ratio | 14.91% |
| Total risk-based capital ratio | 16.09% |
| Tier 1 leverage ratio | 11.22% |
| Equity capital to assets | 10.95% |
| Tangible equity to tangible assets | 10.95% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.33% |
| Non-performing assets ratio | 0.24% |
| Net charge-off ratio | -0.00% |
| Texas ratio | 2.02% |
| Allowance for credit losses to loans | 1.07% |
| Reserve coverage of non-performing loans | 321.64% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.39% |
| Return on equity | 3.60% |
| Net interest margin | 2.78% |
| Efficiency ratio | 79.68% |
| Yield on earning assets | 4.84% |
| Cost of funds | 2.25% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 103.08% |
| Core deposits to total deposits | 91.54% |
| Brokered deposits to total deposits | 2.22% |
| Deposits to assets | 69.00% |
| Securities to assets | 15.96% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 15.03% | 15.03% | 16.12% | 11.09% | -2.20% |
| Q4 2023 | 15.14% | 15.14% | 16.25% | 11.18% | -1.26% |
| Q1 2024 | 14.82% | 14.82% | 15.92% | 11.22% | 0.03% |
| Q2 2024 | 14.66% | 14.66% | 15.79% | 11.15% | -0.07% |
| Q3 2024 | 14.87% | 14.87% | 16.04% | 11.20% | 0.11% |
| Q4 2024 | 14.54% | 14.54% | 15.69% | 11.11% | 0.28% |
| Q1 2025 | 14.15% | 14.15% | 15.28% | 10.98% | 0.31% |
| Q2 2025 | 13.53% | 13.53% | 14.63% | 10.83% | 0.49% |
| Q3 2025 | 13.74% | 13.74% | 14.86% | 10.63% | 0.54% |
| Q4 2025 | 14.15% | 14.15% | 15.29% | 10.80% | 0.60% |
| Q1 2026 | 14.66% | 14.66% | 15.82% | 11.31% | 0.48% |
| Q2 2026 | 14.91% | 14.91% | 16.09% | 11.22% | 0.39% |
Pyramax Bank, F.S.B. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pyramax Bank, F.S.B., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pyramax Bank, F.S.B. profile, peer group comparison, or how this data updates.
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