Pyramax Bank, F.S.B.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.14 percentage points in Q2 2026 to 2.78%, the biggest move on this page. Pyramax Bank, F.S.B. has the 6th lowest net interest margin of the 153 banks headquartered in Wisconsin, at 2.78% as of Q2 2026. Pyramax Bank, F.S.B. reported 2.78% on net interest margin for Q2 2026, 1.17 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 4.84% |
| Yield on loans | 5.32% |
| Yield on securities | 3.12% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.25% |
| Cost of interest-bearing deposits | 2.57% |
| Cost of interest-bearing liabilities | 2.68% |
| Cost of borrowings | 2.96% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 2.78% |
| Yield to cost spread | 2.16% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $5.6M |
| Total interest expense | $2.9M |
| Interest expense on deposits | $2.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.07% | 1.90% | 2.21% | 4.62% | 2.09% |
| Q4 2023 | 4.31% | 2.09% | 2.26% | 4.68% | 2.75% |
| Q1 2024 | 4.52% | 2.42% | 2.27% | 4.81% | 3.41% |
| Q2 2024 | 4.64% | 2.48% | 2.34% | 4.96% | 3.35% |
| Q3 2024 | 4.50% | 2.45% | 2.23% | 4.78% | 3.28% |
| Q4 2024 | 4.65% | 2.35% | 2.50% | 5.00% | 3.20% |
| Q1 2025 | 4.68% | 2.32% | 2.54% | 5.01% | 3.35% |
| Q2 2025 | 4.81% | 2.37% | 2.61% | 5.15% | 3.32% |
| Q3 2025 | 4.90% | 2.35% | 2.73% | 5.28% | 3.29% |
| Q4 2025 | 4.85% | 2.35% | 2.71% | 5.23% | 3.26% |
| Q1 2026 | 4.75% | 2.31% | 2.64% | 5.14% | 3.15% |
| Q2 2026 | 4.84% | 2.25% | 2.78% | 5.32% | 3.12% |
Pyramax Bank, F.S.B. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pyramax Bank, F.S.B., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pyramax Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29120) · FFIEC NIC profile (RSSD 713476)