Pyramax Bank, F.S.B.: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
Cre concentration (tier 1 capital + allowance) dropped 11.56 percentage points in Q2 2026, from 295.44% to 283.87%. It was the largest change from Q1 2026 among the key lines here. Pyramax Bank, F.S.B. ranks 27th of 153 Wisconsin banks on loan-to-deposit ratio, in the upper half at 103.08% (Q2 2026). Pyramax Bank, F.S.B. reported 103.08% on loan-to-deposit ratio for Q2 2026, 22.24 points above the 80.84% median for banks in the $100M-1B asset tier.
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $418.7M |
| Net loans and leases | $414.3M |
| Loans held for sale | $0 |
| Loans to total assets | 71.12% |
| Loan-to-deposit ratio | 103.08% |
| Net loans to equity capital | 6.42% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 30.29% |
| Multifamily (5+ residential) | 21.07% |
| Commercial and industrial | 10.62% |
| Consumer | 0.02% |
| Credit cards | 0.00% |
| Farm | 0.00% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 283.87% |
| Construction concentration (Tier 1 capital + allowance) | 50.48% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | — |
| Interest income on loans | $5.6M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $386.7M | $408.8M | 28.68% | 11.91% | 0.04% |
| Q4 2023 | $399.2M | $413.2M | 28.96% | 12.10% | 0.05% |
| Q1 2024 | $397.9M | $410.4M | 26.22% | 10.98% | 0.03% |
| Q2 2024 | $404.2M | $412.5M | 25.23% | 11.48% | 0.02% |
| Q3 2024 | $402.1M | $411.2M | 25.66% | 12.53% | 0.02% |
| Q4 2024 | $419.3M | $405.5M | 26.20% | 11.91% | 0.05% |
| Q1 2025 | $433.6M | $397.7M | 25.19% | 12.61% | 0.02% |
| Q2 2025 | $449.2M | $419.5M | 29.24% | 11.70% | 0.02% |
| Q3 2025 | $449.0M | $422.7M | 27.94% | 11.09% | 0.02% |
| Q4 2025 | $444.9M | $404.8M | 28.82% | 10.35% | 0.04% |
| Q1 2026 | $432.2M | $402.7M | 30.82% | 10.99% | 0.02% |
| Q2 2026 | $418.7M | $406.2M | 30.29% | 10.62% | 0.02% |
Pyramax Bank, F.S.B. loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Pyramax Bank, F.S.B., freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pyramax Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29120) · FFIEC NIC profile (RSSD 713476)