Pyramax Bank, F.S.B.: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos: 72.6% lower than in Q1 2026, at $1.8M. Within Wisconsin, Pyramax Bank, F.S.B. is 27th of 153 on loan-to-deposit ratio, 103.08% as of Q2 2026, above the middle of the field. Pyramax Bank, F.S.B. reported 103.08% on loan-to-deposit ratio for Q2 2026, 22.24 points above the 80.84% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $44.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $138.8M |
| Fed funds sold and reverse repos | $1.8M |
| Fed funds sold and reverse repos to assets | 0.30% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $105.3M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 17.89% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 103.08% |
| Net loans and leases to deposits | 101.98% |
| Loans and leases to core deposits | 109.94% |
| Core deposits to total deposits | 91.54% |
| Brokered deposits to total deposits | 2.22% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 94.58% | 93.53% | $0 | $83.0M |
| Q4 2023 | 96.62% | 92.79% | $0 | $75.3M |
| Q1 2024 | 96.96% | 91.72% | $0 | $84.4M |
| Q2 2024 | 97.99% | 92.35% | $0 | $78.9M |
| Q3 2024 | 97.79% | 92.99% | $0 | $80.1M |
| Q4 2024 | 103.40% | 93.92% | $0 | $96.0M |
| Q1 2025 | 109.02% | 94.02% | $0 | $117.5M |
| Q2 2025 | 107.06% | 89.38% | $0 | $117.5M |
| Q3 2025 | 106.21% | 89.26% | $0 | $117.0M |
| Q4 2025 | 109.91% | 89.94% | $0 | $116.4M |
| Q1 2026 | 107.32% | 90.00% | $0 | $115.9M |
| Q2 2026 | 103.08% | 91.54% | $0 | $105.3M |
Pyramax Bank, F.S.B. liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pyramax Bank, F.S.B., freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pyramax Bank, F.S.B. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 29120) · FFIEC NIC profile (RSSD 713476)